In order to help poor college students study smoothly, the state has launched an interest-free student loan with very simple application conditions. So what should I do if I want to apply for an interest-free student loan? I'll tell you more today. According to the provisions of the student loan policy, borrowing students do not need to pay interest during their school days, which does not mean that the student loan is interest-free. Borrowing students need to pay their own interest after graduation. Application conditions for interest-free student loans The application conditions for interest-free student loans are very simple. As long as the borrower's family is poor and has a university admission notice or university certificate, he can apply. When applying for a loan, the borrower is required to provide the same borrower. Meet the above conditions, you can apply. Interest-free student loan application method Interest-free student loan can be applied online. After filling out the application form and printing it out, you can submit it to the local student affairs office. Interest-free student loans are not required to be applied once during college students' study, but once a year. If you want to apply for an interest-free student loan, just say so much. I hope all this will help you and help you go to college smoothly.

I want to apply for an interest-free loan to study, but I don't know how to apply. Can you help me?

Conditions for bank interest-free loans:

China citizens aged 1, 18 to 45 years old have full capacity for civil conduct. The certificate of fixed residence can be the real estate license (or the real estate license of parents' names), and the certificate of business place should hold the business license issued by the administrative department for industry and commerce and the business license of related industries, indicating that it is engaged in normal production and business activities.

3. Proof of funds. The loan applicant's investment project requires that he already has some self-owned funds. This is because the amount of venture loans generally does not exceed the working capital required by the lender for normal production and business activities, as well as the funds required for purchasing (installing or repairing) small equipment and franchising.

4. Settlement account. The loan applicant must open a settlement account with the loan bank, and the operating income must be settled by the bank. Moreover, the purpose of the loan conforms to the provisions of relevant national laws and bank credit policies, and shall not be used for other speculative investment projects such as equity.

5. loan guarantee. Loan applicants need to provide certain guarantees, including real estate mortgage, certificate of deposit pledge, third-party guarantee, etc. In addition, they should also provide banks with some information about their credit status, repayment ability and loan investment as much as possible, which will increase the credibility of loans and facilitate the smooth acquisition.

6, good reputation, no bad records;

7. The project conforms to the national industrial policy and regional economic development, and has good economic and social benefits. Entrepreneurs can consult the local labor department if they want to apply. Interest, then financial subsidies, or financial discount in advance, the relevant plan has not yet been determined, but financial discount is certain.

Every bank has different conditions for interest-free loans, but the above items need to be met, and then there will be more procedures. Everyone avoids running back and forth before the loan, wasting time.

3.202 1 How to apply for an interest-free loan for studying abroad?

This is only for students admitted to school (excluding junior high school and senior high school). The newly admitted students download the form on the student aid website, fill it out in duplicate, and then hand it over to the student aid center under your county education bureau, and the money will be directly credited to your bank card.