Bank cards issued by universities can be used for personal use. Because the card itself is applied with the student's own ID card and the school applies according to the formal process, it is the same as the bank card you applied for. It's just that after graduation, college students basically need to apply for a bank card to pay for their work, and this card may not be available.

If you have been using this card and it can be used as a salary card, then college students can use this card normally after graduation.

However, this is not recommended for two reasons:

First, it is very easy to apply for a new card, and there is no need to continue using the old card.

Second, the old card can be dominated by the school, that is, the deposit inside can be withdrawn by the school.

Extended data

1. Credit card: international standard credit card.

Credit card refers to the credit card that the issuing bank gives the cardholder a certain credit line, within which the cardholder can spend first and then repay. Non-cash consumption has an interest-free repayment period, allowing repayment according to the minimum repayment amount, and the credit line can be recycled.

Quasi-credit card: This kind of card is also called credit card in China.

Quasi-credit card refers to a credit card in which the cardholder must first deposit a certain amount of reserve funds according to the requirements of the issuing bank. When the balance of the reserve account is insufficient to pay, he can overdraw within the credit limit stipulated by the issuing bank, but the overdraft will bear interest immediately and there is no interest-free repayment period.

3. Debit card: refers to a bank card without overdraft function.

Fourth, try the transfer card: the transfer card is a debit card for real-time deduction. It has the functions of transfer settlement, cash deposit and withdrawal and consumption, while debit cards do not have overdraft function.

5. Special card: A special card is a debit card that has a special purpose and is used in a specific area. With the functions of transfer settlement and cash deposit and withdrawal, the special purpose refers to the use outside the department store, catering, catering and entertainment industries.

6. Stored value card: Stored value card is a prepaid wallet debit card in which the issuing bank transfers its funds to the card for storage according to the cardholder's requirements, and directly deducts money from the card during the transaction.

7. Co-branded cards/subscription cards: Co-branded cards/subscription cards are bank cards jointly issued by commercial banks and for-profit/non-profit organizations. The issuing banks and joint entities shall provide certain preferential or special services for co-branded cardholders to use their cards in joint entities; The cardholder receives the ID card to show his support for the identity unit and enterprise.

8. Chip (IC) card: Also known as smart card, it is a card that realizes a large number of data storage, encryption and calculation functions through large-scale integrated circuit (IC) chips. Chip (IC) cards can be used in financial and non-financial applications (such as access control, personal data storage, etc.). ).