You can only apply for a new card at another bank. Now banks have different regulations on new cards. Generally speaking, it is relatively easy for rural commercial banks or local city commercial banks to handle cards. Nowadays, smart devices are all used to open cards. In theory, it can be done in three to five minutes with an ID card, but all banks have various routines to review various materials, especially a card-issuing bank. There are many wonderful questions, such as labor contract and company certificate. I still don't agree to open an account and open a card, and I don't know where they come from.

When you open a card, you will ask the customer the purpose of the card, so just answer truthfully. Generally, if the purpose cannot be explained, the possibility of rejection is basically 100%. In addition to your ID card, you may need to provide other photo identification, such as driver's license, medical insurance card, etc. , the household registration book is also ok.

Some banks will pay a return visit to newly opened accounts. When opening an account, the staff will call the customer's mobile phone number or send a text message to verify whether it is handled for me. There may be a telephone call back to the newly opened account in the future to control the abnormal situation such as the account is not used by myself and the contact cannot be made many times within one week. If this happens, you need to bring your ID card and bank card to any outlet for identity verification, and then deregulate.

In addition, it may be particularly difficult to get a card in some cities. For example, almost all banks in Shenzhen have strict requirements for individual account opening, and the requirements for procedures and materials are different. The information that may need to be provided includes ID card, social security payment record for more than half a year in Shenzhen, work certificate with official seal of the unit, mobile phone access certificate for more than half a year, residence certificate, etc. Among them, the access time of ID card and mobile phone number is almost a rigid requirement of the bank, and other materials depend on the bank's own requirements. In addition, when handling the card opening business, bank staff must ask users about the purpose of opening an account, watch the warning video of "selling cards for one day, life is limited", and sign the Notice of Legal Responsibility and Precautions for Illegal Crimes.