Unpaid money According to the relevant public information, the applicant needs to pay all the arrears before closing the account. Gitzo refers to Gitzo Consumer Finance Co., Ltd., which is one of the first four pilot consumer finance companies approved by CBRC. Gitzo Consumer Finance Co., Ltd. became the first wholly foreign-owned consumer finance company in China. Gitzo Consumer Finance Co., Ltd. was established on 201010, and is a fully compliant licensed consumer finance company.