Do you still need to brush the loan?
Soon, a strange man called and said that he saw He Laoshi browsing the loan page and asked him if he needed funds, and said that he could add WeChat to further contact.
He Laoshi installed and registered an account. After filling in the personal information, he saw that he could apply for a loan of up to 30 thousand yuan, so he applied as required.
Soon, the other party told He Laoshi that the loan he applied for had been approved, but he had to pay 798 yuan to activate the software before he could withdraw it.
He Laoshi calculated that the activation fee plus interest was lower than that of borrowing money from other platforms, so he paid 798 yuan cheerfully.
Seeing the approval, the money arrived soon, but it was suggested that the bank card was wrong and the money was frozen.
He Laoshi is a little worried, contact customer service immediately. As a result, the other party replied to He Laoshi that he had no right to handle the relevant business, and would transfer it to the "handling specialist" to unfreeze the money.
After the "Handling Specialist" went online, he asked He Laoshi to provide the mobile banking account number, conduct one-on-one verification, check the flow of funds, and pay 30% of the loan amount, that is, 9000 yuan as a guarantee.
In He Laoshi's place, I heard from the "processing specialist" that not unfreezing may affect my personal credit information, and was blacklisted by major financial institutions, so I quickly borrowed 9000 yuan from my friend and transferred it to the designated account as required.
After the operation is completed, the withdrawal fails and becomes a high-risk account. The customer service explained that because He Laoshi did not mention the last four digits of the ID card when transferring money, the deposit amount should be increased to 60% of the loan amount, that is, 18000 yuan, and the 9000 yuan transferred before would be automatically returned by the system.
He Laoshi transferred another RMB 18000 as required. Next, the customer service asked He Laoshi to transfer 27,000 yuan, 54,000 yuan and 50,000 yuan to the designated account on the grounds of "unable to check the credit".
In the end, with a loan of 30,000 yuan, He Laoshi took 6.5438+0.5 million yuan to go in and realized that he had been cheated. He called the police at once.
What is the purpose of the liar doing this?
"Obviously, the bank card number is entered correctly. Why do you say I made a mistake? " In fact, this is an inevitable link in the mainstream script of online loan fraud!
Whether you borrow 50,000 yuan, 65438+100,000 yuan or 200,000 yuan, when you finally enter the bank card number, it is inevitable that "the bank card number is entered incorrectly". Check it again, that's it. The reason is that this platform is embedded with software that can be tampered with at will.
What is the purpose of the liar doing this?
When the message "Your bank card has been entered incorrectly and your account has been frozen" pops up, the purpose is to make you think that your bank card has been blocked because of your own operational mistakes and you cannot lend money. Then the liar said, there is no way, you need to do the next step. If you believe, you will give as much as He Laoshi did.
This is the ultimate goal of cheaters. 3354 requires you to pay "authentication money, activation money, deposit" and other fees.
Originally, you went to the platform for a loan, and finally found that the so-called platform was your own money, but it was actually given to a liar.
Moreover, in other frauds, scammers may even say that you were blacklisted by the CBRC because you entered the wrong card number, or that if you don't pay these fees and the loan record is still there, you still have to repay the loan. If you don't have to be included in the list of untrustworthy people. It's all a lie
Therefore, everyone should be vigilant when they encounter the situation that "the bank card number is entered incorrectly when lending". Anyone who asks for any fees for any reason before lending money is a fraud!
From: Zhuhai Criminal Investigation
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