Xue Ping insurance is very useful to college students for the following reasons:
Xue Ping Insurance is a kind of insurance specially designed for students in school, which guarantees the safety and health of students during their school days (inside and outside the school) and reduces the economic losses caused by children's accidents to parents. As an important supplement to college students' medical insurance.
Xue Ping Insurance can compensate for accidental disability/death, illness/death, accidental outpatient/emergency, accident/illness hospitalization, etc.
Students who have participated in college students' medical insurance can still be reimbursed by Xue Ping Insurance after the medical insurance expenses are reimbursed, and the total compensation can reach more than 90%.
How to reimburse college students' academic insurance
How to reimburse college students after purchasing Xue Ping insurance is a key issue. Generally speaking, the reimbursement process of Xue Ping insurance is as follows:
1. Insurance claim application: In case of accidental injury or illness hospitalization, college students should submit claim application to the insurance company in time. Application materials usually include medical expense invoices, hospitalization certificates, diagnosis certificates, etc.
2. Claims review: The insurance company will review the application materials to verify the authenticity of the accident and the rationality of medical expenses. After approval, the insurance company will pay compensation.
3. Payment method: Insurance companies usually deposit money directly into the bank accounts of college students or their families. College students can use this compensation according to their own needs.
To sum up, for college students, whether it is necessary to buy Xue Ping insurance needs to be decided according to their actual situation. Family economic conditions, school medical security, student activity risks and other factors will affect the decision to buy Xue Ping insurance. At the same time, after purchasing Xue Ping insurance, college students need to know the reimbursement process of Xue Ping insurance, so that they can be guaranteed in time when needed. Finally, I hope that college students can make wise choices according to their own situation to ensure their own safety and health.