You can't live without a fixed income.
Second, can students buy a house at school?
In China, the house is the top priority. Where there is a house, there is a home. I have the following views on whether this classmate can buy a house:
First of all, a house is a high-value thing. If you want to get the right to use the ownership, you should consider whether you have this economic strength. If the economic strength permits, we can start. If your family has no support and you have no income, it is recommended not to start. After all, you have no job.
Second, see if there is really a chance. We can start on the eve of soaring house prices and when the bank interest rate is still relatively low. Take Zhengzhou, the capital of Henan Province as an example: before 20 16 seconds, the house price in the Third Ring Road was basically stable at 6,000 to 7,000 yuan per square meter. /kloc-After the middle of 0/6 years, with the emergence of a large number of villages in the city, Zhengzhou's housing prices began to rise rapidly, doubling in half a year. At the same time, the bank's interest rate has been greatly raised, and the purchase restriction has begun to seize this opportunity.
In the future, it depends on whether your lot is worth investing and whether there is room for appreciation. It doesn't matter whether a small county really buys it or not.
Buying a house is a big deal and needs comprehensive consideration. Areas with strength and development prospects are worth buying and investing. In short, we should do what we can.
3. Can college students who have just completed 18 borrow money to buy a house?
If you are in college 18 years old, you can get a loan to buy a house.
Conditions for buying a house with a loan:
1. Buying a house with a loan requires a local permanent residence or a valid resident ID card;
2. Buying a house with a loan requires a stable occupation and income; 3. Buying a house with a loan requires good credit and the ability to repay the principal and interest of the loan on time;
4. Buying a house with a loan requires assets recognized by the lender as collateral or pledge; Or if the borrower can't provide the mortgage (pledge) in full, a unit or individual recognized by the lender that meets the prescribed conditions and has sufficient compensatory capacity will serve as the guarantor to repay the principal and interest of the loan and bear joint and several liabilities;
5. Buying a house by loan requires a house purchase contract or agreement or relevant approval documents;
6. The price of the house purchased by the loan basically conforms to the appraisal value of the lender or its designated real estate appraisal institution;
7. If you don't enjoy the loan subsidy, the down payment shall be a deposit or cash of not less than 20% of the total price of the purchased house; Enjoy housing subsidies, with 20% of personal deposits or cash as the down payment;
8. Buying a house with a loan requires other conditions stipulated by the loan bank.
College students are allowed to borrow money to buy a house if they have the conditions and meet the legal requirements.