Hello, dear, there are several platforms for college student loans:

I accept a loan.

My loan APP claims to be the fastest platform for college students to borrow money. The amount is 300-3000 yuan, the loan interest is 1%-2%, and the loan term is 1 month -6 months. After college students register successfully, they can borrow money quickly by filling in relevant information and taking photos with their ID cards and student ID cards.

My loan amount is 300-3000 yuan, loan interest is 1%-2%, and loan term is 1 month -6 months. Review the next payment on the same day. It only takes three minutes to pass the audit quickly.

Second, the famous school loan

Famous School Loan APP is a college student loan APP launched by Pounder in Nuo Nuo. Just register and fill in the student status information to apply. Maximum loan amount 100-50000. The handling fee for borrowing money is 0.99%, calculated on a monthly basis. Funds can be received within 48 hours after borrowing.

Just register and fill in the student status information to apply. Maximum loan amount 100-50000. The handling fee for borrowing money is 0.99%, calculated on a monthly basis. Funds can be received within 48 hours after borrowing.

Third, college students' loans.

Jiurong Finance mainly offers college students' loans, entrepreneurial loans, school grass loans, school flower loans and emergency loans. The borrower of Jiurong Finance College Student Loan can apply as long as he is a college student or above, and he only needs to prepare his student ID card and ID card. The monthly interest rate is 0.98%, and the amount is100-50,000 yuan. In order to facilitate the emergency needs of college students, Jiurong Finance has specially launched emergency loan products, which are faster and easier to approve. The unified amount is 2000 yuan, which can be paid within 3 hours.

Fourth, lightning learning loans

Lightning Learning Loan provides the most flexible loan amount, providing loans for college students from 300 yuan, 500 yuan and 800 yuan. According to college students' repayment ability, flexible repayment periods as short as 7 days and as long as 15 days are provided.

Verb (abbreviation for verb) University loan

Mainly for college students, loans of 1 0,000 yuan are provided in 500 yuan and 800 yuan, and the loan period is 10-40 days. Family U charges a service fee (250. 1%/ day) for each successful loan.

Sixth, U-nation University Loan APP.

U-Family University Loan is a loan APP for college students' various consumption habits. The loan amount is1000-3,000 yuan, the loan term is 3-6 months, and the handling fee rate is 1.2%- 1.9%. The longer the loan term, the higher the interest rate.

Seven, flash silver APP

52 "people (2 years before graduation, 5 years after graduation), Flash Silver APP only needs an ID card and a bank debit card to get a loan, and the monthly handling fee rate is 1.5%-2%. The funds can arrive on the same day.

Eight, lightning learning loan APP

Lightning learning loan is a mobile phone software for college students' cash lending launched by Shanghai Zhuxin Finance. The biggest feature of the Android version of Lightning Learning Loan is that it can help college students solve their urgent needs. No matter they need urgent money in life, study and entertainment, they can use lightning loan to borrow. Lightning Learning Loan provides college students with loans ranging from 300 yuan, 500 yuan and 800 yuan, and it also makes a flexible repayment cycle as short as 7 days and as long as 15 days according to college students' spending power, which is very convenient.

However, it is suggested that college students should not spend in advance and use online loans, which will have a great impact on themselves if they are overdue.

I hope this answer can help you.

How do college students get loans?

There are two situations, as follows:

1. College students applying for student-origin credit student loans must meet the following conditions:

(1) A natural person with full capacity for civil conduct.

(2) Have a permanent residence ID card and a detailed address of the school and its department.

(3) Having the student ID card, school registration certificate and other relevant certificates issued by the school; Proof of tuition, living expenses and other related learning expenses required by students during their study; Loan application form or relevant certificates approved by the introducer.

(4) Students who meet the requirements of the loan bank and their moral performance prove that there is no bad credit behavior.

(5) Other conditions stipulated by the lending bank.

2. Application conditions for college students' entrepreneurial loans

(1) College degree or above;

(2) Those who have not been employed for more than 6 months after graduation and have registered for unemployment in the local labor and social security department;

(3) When applying for such loans, three points are more important:

First, the loan applicant must have a fixed residence or business premises;

Second, business license and business license, stable income and ability to repay principal and interest;

The third and most important point is that the projects invested by entrepreneurs already have their own funds.

Only those who meet the above conditions can apply to the bank. The materials to be provided at the time of application mainly include: proof of marital status, proof of repayment ability such as personal or family income and property status; Agreements and contracts related to the purpose of the loan; Guarantee materials, involving the ownership certificate and list of collateral or pledge, and the appraisal report of collateral (pledge) issued by the appraisal department recognized by the bank.

In addition to written materials, there must be collateral. There are many mortgage methods, such as chattel and real estate mortgage, time deposit certificate pledge, securities pledge, movable property pledge with strong liquidity, qualified guarantor guarantee, etc. The payment amount is determined according to the specific guarantee method.

The simple and popular understanding of loan is to borrow money with interest.

Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.

There are several kinds of student loans for college students.

There are three kinds of student loans for college students: national student loans, student-origin credit student loans and commercial student loans.

First, the conditions for applying for national student loans

1, family financial difficulties

2. Persons with China nationality and over the age of 16 must hold Chinese identity cards.

3. Have full capacity for civil conduct (minors applying for national student loans must obtain the written consent of their legal guardians)

4, honest and trustworthy, law-abiding, no illegal behavior.

5. Study hard and finish your studies normally.

Second, the conditions for applying for student loans

1, China nationality.

2, honest and trustworthy, law-abiding.

3. In accordance with the relevant provisions of the state, freshmen or college students who are officially admitted to full-time ordinary colleges, higher vocational schools and junior colleges that are approved to set up higher education have obtained a true, legal and effective admission notice.

4. Students' pre-school household registration and their parents' (or other legal guardians') household registration are in this city, county (city, district).

The family is in financial difficulties, and the income they can get is not enough to pay for the basic expenses needed to complete their studies at school.

Iii. Conditions for applying for commercial student loans

1, with full capacity for civil conduct.

2. People who hold valid identity cards and study abroad must have their own passports or passes.

3, with the school's admission notice (admission notice) or student ID card and the school issued by the required tuition and living expenses.

4. Meet the learning and conduct standards required by the lender, and have no bad credit behavior.

5. Promise to inform the lender of its latest work unit and effective communication methods in time after leaving school.

6, there is a certain proportion of education funds needed by the educated.

7. If it is agreed in writing that the loan overdue for one year will not be repaid, the lender may announce the breach of contract in its school or relevant media.

8. Provide mortgage or pledge of assets recognized by the lender or third-party joint liability guarantee.

Extended data:

First, apply for national student loan materials

1, national student loan application

2. A copy of my student ID card and resident ID card (the minor provides the valid identity certificate of the legal guardian and the written opinion of agreeing to apply for a loan).

3. My explanation of the family's financial difficulties

4. Proof of family financial difficulties issued by the relevant department where the student's family is located.

Second, the materials for applying for student loans

1. The borrower and the original and photocopy of the borrower's household registration book.

2. The original and photocopy of the borrower and the borrower's identity card (or valid identity certificate).

3. Proof of student status: the freshmen shall rely on the college admission notice and its copy, and the students shall rely on the student ID card and the borrower's source of life certificate issued by the college where the borrower is located.

Three, apply for commercial student loan materials

1. Original and photocopy of valid personal residence identity document.

2. The school's admission notice and photocopy or student ID card and photocopy.

3. Proof of tuition and fees and living expenses required by students during their study period issued by the school.

4. Personal savings or credit card account opened in China Bank.