Carry valid identity documents and the original insurance policy, and surrender to the nearest outlet.
Suggestion: Call Ping An Customer Service 955 1 1 in advance to consult the nearest outlets, materials to be prepared, processing time, etc. You can ask clearly in advance, and then handle it at one time, which will be more convenient and quick.
You can also ask an agent to do it for you, but it may involve cash business and financial information. Suggest doing it yourself.
At the same time, kindly remind that surrender is the last choice of insurance customers, and they have to bear the loss of protection and the loss of policy interests. It is recommended to choose carefully.
College students enjoy one-year medical insurance payment, and automatically stop insurance if they don't pay, so they don't have to stop insurance deliberately. The medical insurance provided by students at school cannot be refunded. Xue Ping insurance is consumer insurance, which is guaranteed for one year and the premium rate is not high. There is no cash value after insurance, so it is of little significance to surrender. Short-term commercial insurance is consumer-oriented and there is no surrender. When applying for insurance, you should apply for insurance according to your own needs and insurance configuration. Once a decision is made, you can't surrender.
legal ground
People's Republic of China (PRC) social insurance law
Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.
Twenty-ninth medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by the social insurance agency, medical institutions and pharmaceutical business units.
The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.
Article 64 Social insurance funds include basic old-age insurance funds, basic medical insurance funds, industrial injury insurance funds, unemployment insurance funds and maternity insurance funds. In addition to the basic medical insurance fund and maternity insurance fund combined accounting, other social insurance funds are accounted for separately according to social insurance types. Social insurance funds implement a unified accounting system throughout the country.
The social insurance fund is earmarked for special purposes, and no organization or individual may occupy or misappropriate it.
The basic old-age insurance fund will gradually implement national overall planning, and other social insurance funds will gradually implement provincial overall planning. The specific time and steps shall be stipulated by the State Council.