1. Medical insurance for college students is a kind of medical insurance for urban and rural residents. Compared with ordinary residents' medical insurance, it often has many preferential policies, and there are some differences in its use.
2. The object of medical insurance for college students can only be college students.
The benefits of participating in medical insurance for college students are as follows:
1, zero threshold, there is no "threshold" for college students to participate in insurance, and there is no need for prior physical examination. All kinds of students who meet the insurance conditions can participate in college students' medical insurance, and students who still retain their status even if they drop out of school due to illness can continue to participate in college students' medical insurance;
2. There is no waiting period. After being insured within the specified time, you will enjoy the treatment from September 1 day of the year when you are insured, and there is no time limit for deductible, that is, you will enjoy it when you are insured;
3, a wide range of reimbursement, such as common outpatient colds and fever, accidental injuries such as sports injuries, emergency such as acute gastroenteritis, chronic diseases, special diseases, hospitalization can be reimbursed;
4. Reimbursement can be made in different places: those who transfer, drop out of school or drop out of school during the period of enjoying medical insurance benefits will not be affected, and they can continue to enjoy the medical insurance benefits of that year. Medical treatment in different places during holidays and internships can be reimbursed.
To sum up, medical insurance for college students is medical insurance for urban and rural residents, aiming at improving the medical security level of college students and reducing their medical burden. At present, the payment of medical insurance for college students in China is generally collected by the school where the students are located, and the process is relatively simple. Once a year, the charge is cheaper. Students with poor conditions can apply for medical insurance from the school.
Legal basis:
Article 25 of People's Republic of China (PRC) Social Insurance Law
The state establishes and improves the basic medical insurance system for urban residents.
The basic medical insurance for urban residents combines individual contributions with government subsidies.
People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.