1, national student loan: this is a loan project set up by the state to help students from poor families, and the government provides discount and guarantee. The application conditions are relatively loose, and students who generally meet the loan conditions can apply.
2. Bank loans: Some banks also provide loan services for college students, such as the "campus loan" of China Merchants Bank. These loan products are usually flexible and can be customized according to students' needs and actual conditions.
3. Campus loan platform: Some campuses will have special loan platforms or institutions, which usually provide more convenient and efficient loan services. However, it should be noted that care should be taken when choosing these platforms to ensure their legitimacy and credibility.
It should be noted that the loan is not free, and it needs to be repaid on time and pay the corresponding interest. Therefore, before applying for a loan, you need to seriously consider your repayment ability and risk tolerance to avoid affecting your credit record and quality of life because of the loan.
Matters needing attention in loan:
1. Clarify the purpose of the loan: Before applying for a loan, you need to clarify the purpose and purpose of your loan to ensure that the loan funds can be used effectively and avoid waste and abuse.
2. Know the loan interest rate and repayment method: Before applying for a loan, you need to know the loan interest rate and repayment method to ensure that you can bear the pressure of interest and repayment.
3. Choose lending institutions carefully: When choosing lending institutions, you need to choose carefully to ensure that the institutions are legal and compliant, and have a good reputation and reputation.
Read the terms of the contract carefully: when signing a loan contract, you need to read the terms of the contract carefully, understand your rights and obligations, and ensure that the contract content is true, accurate and complete.
4. Repay on time: During the repayment period, you need to repay on time to avoid overdue and bad records and maintain your credit record and credit score.
Loans need to pay attention to details and risk control to ensure that loan funds can be managed reasonably and steadily to avoid unnecessary risks and losses.