1, small and micro learning loan app. Micro-learning loan is a special loan product for college students. The loan amount is the lowest in 200 yuan, and the highest is 2000 yuan. According to the repayment ability of college students, we provide a flexible repayment cycle with a minimum of 7 days and a maximum of 30 days. If the loan is approved, the money will be transferred to Alipay account, which will arrive in about 1 hour. The interest rate is one thousandth of the daily interest rate.
2. classmate loan app. The classmate loan app is a platform for college students to provide cash loan services in emergency turnover, holiday travel, education and training. There are a number of graded products under its banner, among which the "mini loan" amount is 600-5,000 yuan, and the longest loan term is 12 months; Emergency wallet "500 yuan, interest-free within 7 days; The interest-free amount of venture capital funds is up to 5000 yuan.
3, lightning learning loan app. Lightning Learning Loan app is a cash loan service launched by Shanghai Zhuxin Finance. The loan amount of Lightning Learning Loan is flexible. For college students in 300 yuan, 500 yuan and 800 yuan, the repayment period is as short as 7 days and as long as 15 days according to the repayment ability. Pure online operation, the loan is directly transferred to Alipay, and the next payment will arrive in about 10 minutes. You can borrow it and return it.
4. The ant borrowed it. Ant borrowing is a loan service launched by Alipay. At present, the application threshold is sesame score of 600 or above. According to different scores, the loan amount that users can apply for ranges from1000-300,000 yuan. It is very suitable for college students who often use Alipay. The longest repayment period of the loan is 12 months, and the expected annualized interest rate on the loan day is 0.04%, which is also aimed at young people.
5.JD.COM gold bars. As the purpose of college students' loans is mainly consumption, JD.COM Gold Bar, as an upgraded version of JD.COM White Bar, is very attractive in meeting college students' consumption and purchase. Applicants can apply for JD.COM gold bars as long as they have passed JD.COM white bars and have a good consumption record of JD.COM white bars, which is very simple for college students.
2. Where can I go to handle the relevant procedures for college students' entrepreneurial loans in Shaanxi Province?
Generally, there are venture loans and free industrial and commercial administrative registration. You can find a community youth league or venture fund or loan, then you need mortgage and guarantee, at least with your guarantee. If you have started a business and need financing, the same is true. If you just look at subsidies, then migrant workers or college students can apply. What kind of venture capital channels do you want are as follows: 1, bank loans, but general commercial banks 2, government venture loans, partners, and partnerships involve well. According to the domestic situation, it is still difficult to find this by yourself. 5. Professional investment institutions have begun to pay attention to grassroots entrepreneurs. You can pay attention to whether there are any final and selected ones in the local area. The preferential measures for entrepreneurship provided by the state to college students take advantage of this advantage! The complete handbook policy for college students' entrepreneurship pays attention to the preferential policies for college students' entrepreneurship. In recent years, in order to support college students' entrepreneurship, governments at all levels have introduced many preferential policies in taxation, entrepreneurship training, entrepreneurship guidance and many other aspects. For college students who plan to start a business, only by understanding these policies can they take the first step in starting a business. According to the relevant regulations of the state and Shanghai municipal government, we enjoy four preferential policies, including free risk assessment, free political guarantee and partial tax relief. Specifically, self-employed college graduates (including college graduates, undergraduates and graduate students) are exempted from paying the registration fee for self-employment, the management fee for self-employment and the cost for the demonstration text of economic contracts within 1 year from the date of approval. In addition, if an informal enterprise is established, college students can apply for a loan guarantee of up to 70,000 yuan from the bank only by going to the streets of their districts and counties, and provide free project risk assessment and guidance for fresh college graduates in the entrepreneurship education and training center to help them better prepare. We should pay attention to the following problems: first, college students should be psychologically prepared and more suitable for starting a business; Second, don't be superstitious about your own creative projects or your own patented technology or achievements, and conduct full market research; Third, a steady entrepreneurial mentality; Fourth, what is a big _ _ rush? Bank's requirements for loan applicants (legal and valid identity certificate and legal residence certificate of the place where the loan bank is located, with a fixed residence or business premises; (2) Holding the industrial license and business license of relevant industries, engaging in legal production and business activities, and having stable income and the ability to repay the principal and interest; (3) The borrower has certain self-owned funds for investment projects; (4) The loan shall be used in accordance with relevant national laws and bank credit policies, and shall not be used for equity investment; (5) Open a settlement account in the bank, and the operating income will be settled by the bank. The loan applicant shall provide the application materials (1), the identity documents of the borrower and spouse (including the original resident identity card, household registration book or other valid residence permit) and proof of marital status; (2) Proof of repayment ability such as personal or family income and property status; (3) Business licenses and business licenses of relevant industries, relevant agreements, contracts or other materials for loan purposes; (4) Guarantee materials: the ownership certificate and list of collateral or pledge, the certificate that the person who has the right to dispose of it agrees to mortgage (pledge), and the mortgage (pledge) appraisal issued by the appraisal department recognized by the bank. I hope it will help you.
3. Where can college students get a loan?
If you are a college student, you can go to a prestigious school for a loan. It's still good