College students can apply for a card, but the applicant must have good credit. If the credit is not good, once the bank finds that the applicant has credit problems during the examination and approval, it will naturally not approve the card. It should be noted that most college students have no stable income, so the credit card limit is generally not high, and some offer zero initial limit, so they need to save money before spending. Only when students' families are rich and have a lot of assets under their names can they get high credit cards. However, if college students are under 18 years old, they naturally cannot apply for a credit card master card. It is suggested to wait until they are 18 years old or older before trying to apply. Or parents have a credit card, you can also apply for a supplementary card to your parents' credit card first.
Now college students can apply for credit cards. At present, there are not many credit cards suitable for college students, such as Peony Student Card issued by ICBC, Longka Student Card issued by China Construction Bank, Excellent Card issued by Agricultural Bank, Young Card issued by China Merchants Bank, Fantasy Card issued by China Guangfa Bank and I Card issued by China CITIC Bank.
What is a credit card?
Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.