1, the first repayment date is 65438+ February 20th of graduation year, and the repayment date will be the same every year from now on, except that the last year is September 20th (as long as the repayment is made five days in advance, that is, the repayment date before 65438+February 15/September15).
2. Students can choose to pay in advance before graduation. They can apply for prepayment from June 1 to June 10 every year. After the application is successful, they will transfer the money into the repayment account before June 15, and the banking system will automatically deduct the money on the 20th of that month. And if you can pay off the student loan in advance, you don't have to pay interest, you just need to pay back the principal.
3. The executive meeting of the State Council held on May 1 1 2022 decided to exempt the national student loan interest that should be repaid by graduates in this year and previous years, and the interest-free funds should be borne by the finance. The principal can be extended 1 year.
Benefits of student loan for college students:
1, so that students with poor economic conditions have books to read.
2. It can help students to establish the concept of self-reliance.
It can promote the reform of education system.
4. Let every student get a fair and just education opportunity.
5. The student loan is free of interest during school, which can greatly reduce the repayment pressure of loan students.