Many families may have difficulties and then can't afford so much tuition for their children. At this time, state funding is particularly timely. The national scholarship policy has helped many families with difficult tuition fees to a certain extent, and at the same time, it has also created many talents.
The loan will not affect your future work, as long as you repay it on time. In fact, it's still a good idea to borrow money to go to school, because college students have no interest, which is different from your loan outside. This matter is entirely encouraged by the state to study hard. I hope you can serve your country after you finish your studies one day.
Loans help poor families who don't have that much money at one time to a certain extent. If you want a loan, you can apply for a student loan in some local units after the college entrance examination, which may be a bit cumbersome. And if you submit your application during the holiday, you will usually get your loan when the first half of the freshman semester is about to have a holiday. None of these loan records will be recorded in the file, so it doesn't matter if you borrow money to go to college. As long as you pay off the loan after you go to college, your work will be smooth sailing. The most important thing of student loan is to repay the loan as soon as possible after you graduate from college. You can't say that you graduated from college, so you don't have to repay the loan. This is not right. The loan must be repaid, and you can go to work well if you repay it. If you don't repay the loan on time, it will have a great impact on you.
Normal repayment has no effect. If you are a student loan, there will generally be a record of the student loan on the credit information, and after the settlement, it will show that you have done the student loan for 5 years.
If the repayment is seriously overdue, the overdue record will be left on the credit report. I don't know if going to the government and state-owned enterprises will have an impact in the future, but if it is a bank, basically most banks will ask for a credit report before they join the job. The poor credit information will definitely have an impact if the bank can't get through. If it is a small private enterprise, it doesn't matter under normal circumstances, basically don't look at your credit information.