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Is it appropriate to spend more than 2 million yuan to buy an old house in downtown Hangzhou?
I have a friend who just bought a second-hand house in the city last year. When he bought a house, we all suggested shaking the new house. After all, it's old and small, not as good as a new house. But my friend insisted that he moved in now, which is "very fragrant" in his original words.

After buying a house, he also sent a circle of friends to list the advantages of this old and small downtown:

1. It is convenient to see a doctor. One kilometer is the People's Hospital of Zhejiang Province, which is an extra guarantee for life.

2. It is convenient to study and has a school district. I work 2 kilometers away from home, so my children can go directly to college in the future.

Life is convenient, as long as you can think of everything within one kilometer.

4. The environment is quiet, and the community is full of aunts and uncles. They go to bed early, get up early, have little noise and are kind.

5. Convenient transportation. No matter where you go, it is convenient to take the bus and subway. The only inconvenience is that parking spaces are not easy to grab.

6. Life is cheap, the property management fee is tens of dollars a year, the water, electricity and gas are also cheap, and the parking fee is one month 100, which is negligible compared with before.

7. Community work, the community is less than 100 meters away from the door, so it is convenient to find things at home.

In fact, some of the main points he listed, in my opinion, are many shortcomings:

1. Convenient transportation. At present, Hangzhou subway is not as extensive as Shanghai, and many places need to drive.

2. The parking space in the old community is really a long story, and there are cases of grabbing parking spaces every day.

The sound insulation is so bad that I can hear clearly the sound of microwave heating midnight snack next door. I had to get up early because of the hawking of the breakfast shop downstairs and Alipay paying xx yuan.

Many rooms are opaque from north to south, and the room is dark. Speaking of eating, this corridor is full of the roar of range hoods and the choking smell of oil smoke.

In addition, many new sites in Hangzhou are equipped with floor heating as standard, which is warmer than cold and humid low-rise buildings. I don't know where to go. As a Hangzhou native who grew up in an old building, I really wouldn't consider buying such a house for 200w W W.

Hey, but buying a house is like drinking water, knowing the temperature changes. Maybe what suits you is the best.

I just bought the downtown area of Hangzhou, which is old and small. Whether it's appropriate or not depends on yourself. You have to determine what the purpose of buying a house is and what are the requirements for the house. Let me explain why I bought the downtown. 1. I bought a house last year. My son is 2 years old and needs to go to kindergarten this year. So I have to buy a house. I don't have a driver's license, a car and my wife can't drive. Although I have a driver's license, I estimate that it is impossible to buy a car within three years after buying a house, and it is not very practical for me to buy a car. 3, the down payment can only get 80W. 4, can afford the monthly payment of1w. At 4 o'clock, I want to buy a subway. The transportation is convenient, it is convenient to go to the hospital, my wife and I are convenient to go to work, and the children are convenient to go to school. Under these comprehensive circumstances, I can only buy an old shop in the city center. I live near Zhejiang No.1, within walking distance from the corresponding kindergartens, primary schools and middle schools. And it's close to my wife's work and convenient. Traveling around high-speed railway station is convenient and close to the company. So I bought the old city. Do you regret buying it I don't regret it at all, because it's so convenient. I'm glad I bought this suite. I often visit the West Lake on weekends and take three bus stops. The only drawback is that parking is a big problem if you plan to buy a car.

/kloc-bought a very old school in uptown in 0/7, mainly for children to study. There are also many benefits of school districts.

1. At least my two children don't have to worry about going to school.

2. The transportation is convenient, about 2 kilometers away from my husband and me. I usually walk to and from work, which is considered as exercise and can take care of the children.

3. With mature facilities, you don't have to worry about medical care, transportation, eating, drinking and having fun. Children are interested in classes or something.

4. Value preservation. There is no need to worry about this. House prices have gone up in recent years, faster than buying a house in the suburbs.

Others, you can decide according to your actual situation.

You think too much, 2 million yuan in downtown Hangzhou can't buy what you call "old broken small" …

It's really worth it Going out to get together with friends is basically the starting price. Needless to say, you can go to any store you want, have breakfast and go shopping. The only inconvenience is the parking space. Everything else is fine. I want to go to the West Lake during the holiday and walk to Nanshan Road for 5 minutes. Is there anything inconvenient to park by the West Lake? Just walking. It smells really good.

20 12, I want to buy an old and shabby community. At that time, 60 square meters was about 1.2 million, so I probably didn't need a loan. The son can ask to buy a new house, 89 square meters10.5 million, and needs a loan.

My idea is that the downtown of the old community is convenient to see a doctor and close to work. It takes 10 minutes to walk. Children should go to school well in the future. If they change jobs, the city center is close to all districts, and all aspects need to be considered clearly.

But my son decided to buy a new house. The community is relatively large, with kindergartens, primary schools and middle schools. Even if it's too far to work, it takes about an hour by bus and 45 minutes by subway. The most important thing is that my son's work unit has moved, and it takes 1 hour and 45 minutes to leave home. The son said that it is really troublesome to buy a house again because it is so far from work.

Now I bought another set, one stop away from my station. The cost is 565438+100000,125m2. I borrowed 2 million yuan for 30 years. Calculate the loan of 2 million yuan, and pay back 1 10,000 in one month and 2 million interest in 30 years. I feel that I have worked for the bank all my life, and the bank will always make money.

The original 60-square-meter old dilapidated residential area may also raise prices, and the 89-square-meter new house may also raise prices. If you buy an old dilapidated residential area, you should not buy a house again, nor should you repay so many loans.

What about friends? Is it better to buy an old dilapidated community or a new house? Thanks for sharing! [Ross] [Ross] [Ross]

Hello, I'm Mom Xiaobai. I'm glad to answer your question. Do you think it is appropriate to spend 2 million yuan to buy an old shop in downtown Hangzhou?

That depends on whether it is investment or just need. If you invest, except for school districts and degree rooms, other old and small houses really have no investment value, especially old houses with a room age of more than 20 years. Now that the national policy has been introduced, all the residential areas are replaced by old ones, and the country can no longer afford to tear them down. Therefore, for the current housing prices, the old and young houses have risen to the top, and there is no investment value and significance.

For those who just need it, it is a different demand. If they just need to buy, they usually live in an old and small city center, with mature living facilities and complete surrounding hospitals, schools and commercial streets, which are basically within walking distance, which is more beneficial for people with old people and children at home.

However, there are advantages and disadvantages, such as unreasonable apartment layout, poor sound insulation, poor ventilation, too few parking spaces, old community management, too much downtown, and unreasonable property, especially in the community with many elderly people. There is a funeral and something that really quarrels for several days, especially those who have poor sleep. Be careful!

My relatives live in the city. He once stayed at his house for one night and stayed up in the middle of the night. He was awakened before dawn. In the middle of the night, the sound of playing mahjong and eating barbecue came from outside, and the trumpet of the breakfast stall began to open before dawn. Alipay WeChat has arrived, and the takeaway order is clearly audible.

Aunt is sweeping the floor outside, the sound of sweeping the floor, the sound of taking out the garbage, and the sound of delivering food. Oh, that's really lively. Sleeping once is enough, and he doesn't live in his house anymore, but it doesn't matter if he gets used to it.

Therefore, you can't ask others if they are suitable. It is most important to meet your own needs. For young people, they all like spacious and bright new residential areas with simple and elegant decoration, but for some people, they like the prosperity and convenience of the city center, such as drinking water and knowing how warm and cold it is!

I really don't know what's good about living in the city. Convenient for medical treatment. Now all the big hospitals have moved out. That's what my friend said when school was good. As a result, the primary school doesn't even have a playground.

You think too much. It's just a down payment of 2 million.

Value preservation, low price, easy to sell, difficult to rent, what else do you want besides parking?