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What is Alipay? How to handle Alipay? Where to do it? how much is it?
general situation

Alipay (China) Network Technology Co., Ltd. is a leading independent third-party payment platform in China, founded by Alibaba Group. Alipay (www.alipay.com) is committed to providing "simple, safe and fast" online payment solutions for e-commerce in China.

Since its establishment in 2004, Alipay has always regarded "trust" as the core of its products and services. It not only ensures the safety of users' online payment from the product, but also allows users to establish mutual trust between networks through Alipay, which is a very meaningful step for establishing a pure Internet environment.

Alipay's concept of building trust, simplifying complexity and improving the credit system through technological innovation has won the hearts of the people. In just three years, users have covered the whole C2C, B2C and B2B fields. On July 6th, 2009, Shao Xiaofeng, President of Alipay, announced at the company's semi-annual meeting that the number of Alipay users exceeded 200 million, ranking first in the world. Shao Xiaofeng said that Alipay has entered dozens of countries around the world, with more than 4 million transactions every day. It can be settled in 12 currency, and the daily transaction volume is close to 800 million yuan. It is estimated that the target of 6,543.80+02 billion yuan will be achieved by the end of 2009.

At present, in addition to Taobao and Alibaba, there are more than 330,000 merchants who support the use of Alipay trading services; Covering virtual games, digital communication, commercial services, air tickets and other industries. While enjoying Alipay services, these businesses have a very potential consumer market.

Alipay's steady style, advanced technology, keen market insight and great sense of social responsibility in the field of electronic payment have won the recognition of banks and other partners. At present, major commercial banks such as Industrial and Commercial Bank of China, Agricultural Bank of China, China Construction Bank, China Merchants Bank and Shanghai Pudong Development Bank, as well as major institutions such as China Post and VISA International, have established in-depth strategic cooperation with Alipay, and have continuously introduced innovative products according to customer needs, becoming the most trusted partners of financial institutions in the field of electronic payment.

Alipay transaction is a pioneering work in the development of Internet and a milestone in the development of e-commerce. Alipay brand has won unanimous praise from users and the industry for its safety and integrity. Alipay was awarded the Best Popularity Award for Online Payment in 2005, the most creative product in China in 2005 and the user safety award in 2006. At the same time, Alipay also won the first place in the Internet industry survey of China in 2005, ranked among the top 50 Internet brands in China, and was awarded the title of the most creative enterprise in China in 2005. In September 2006, Alipay was rated as "the most trusted Internet payment platform for users" in the "2006 China IT User Satisfaction Survey" sponsored by China Quality User Committee Association and Jishi Information. In addition, Alipay also won many awards such as "Outstanding Performance Award for Innovative Products in 2006" and "Top Ten IT Market Planning in China in 2006".

China's electronic payment industry has just started, and Alipay will make continuous efforts to establish an online payment credit system and build a stronger and more perfect online payment platform.

In the payment method of Alipay, the buyer needs to register an Alipay account, recharge the Alipay account with the opened online bank, and then use the Alipay account to shop on the website and pay online. The payment will be paid to Alipay first, and Alipay will deliver the goods to the buyer after receiving the payment information. After you receive the goods, you will confirm them in Alipay, and Alipay will finally pay the seller after receiving the buyer's confirmation and satisfaction information.

Each ID card can authorize 5 Alipay accounts.

[Edit this paragraph] Note:

1. You must register as an Alipay user, and keep enough cash in the Alipay account (which can be achieved through online banking recharge);

2. If you don't have an Alipay account, Alipay currently provides online payment functions for major banks;

3. You shop on Alipay website, choose online payment, and then choose Alipay payment. Alipay will deliver the goods immediately after the payment is successful. After receiving the goods, you need to confirm the receipt of the goods on Alipay.

4. You must confirm the receipt of the goods on Alipay within 24 hours after receiving the goods;

5, using Alipay to pay, for consumers, there is no need for any handling fee at present. (For non-Taobao transactions, a small handling fee will be charged after exceeding 5,000 yuan per month. )

Alipay homepage:

/

Alipay (Taobao) Home Page:

/strade/strade.php

Customer service center:

/support/help.htm

Alipay community:

/index.htm

Alipay Merchants Alliance:

/money/html/index.html

Other questions:

/support/help_browser.htm? word=%D6%A7%B8%B6%B 1%A6

Official explanation:

/Support /473-474-497/ Help-1379.htm

Alipay official blog:

/

[Edit this paragraph] Alipay-cooperative bank:

State-owned commercial bank

China Industrial and Commercial Bank (May 23, 2006), China Agricultural Bank (March 16, 2006), China Construction Bank (October 24, 2006), China Postal Savings Bank (June 2006165438+/KLOC-)

National joint-stock commercial banks

China Merchants Bank (June 2, 20051), Shanghai Pudong Development Bank (June 2, 2006), Industrial Bank, Huaxia Bank, Guangfa Bank, Shenzhen Development Bank, China Minsheng Bank, China CITIC Bank, China Everbright Bank, hengfeng bank and Zheshang Bank.

Regional banks

Shanghai Bank, Shenzhen Ping An Bank, Bank of Ningbo, Hangzhou Bank, Nanjing Bank, Wuhan Commercial Bank, Beijing Rural Commercial Bank, Shanghai Rural Commercial Bank, Chongqing Bank, Wenzhou Bank, Shang Hui Bank, Daqing Commercial Bank, Changsha Commercial Bank, Qingdao Bank, Jingzhou Commercial Bank, Jinan Commercial Bank, Jiaozuo Commercial Bank, Taizhou Commercial Bank, Jiaxing Rural Credit Cooperative, Changshu Rural Commercial Bank and Wujiang Rural Commercial Bank. Yichang City Commercial Bank, Nanhai Credit Cooperative, Changzhou Rural Credit Cooperative, Guiyang City Commercial Bank, Shaoxing City Commercial Bank, Hohhot City Commercial Bank, Zunyi City Commercial Bank, Shunde Credit Cooperative, Fudian Bank, Zibo City Commercial Bank, Urumqi City Commercial Bank and Chaozhou City Commercial Bank.

Other institutions

Bank of east Asia VISA

Latest news: On the afternoon of March 30th, Alipay (China) Network Technology Co., Ltd., an independent third-party payment platform in China, released the latest data today. By the end of February, the registered users of Alipay had reached 65.438+0.5 billion, accounting for about 50% of domestic netizens.

As of May 2009, Alipay has about 65.438+85 billion users, with nearly 5 million transactions per day and about 700 million one-way traffic per day, which has accumulated a huge amount of user data.

Statistics show that in 2008, Alipay added 57 million new members, nearly doubling the year-on-year growth, with second-and third-tier cities growing rapidly. By the end of February 2009, Alipay had more than 20 million new members, despite the traditional New Year's Day and Spring Festival holidays.

The data shows that Alipay users have two characteristics: strong spending power and youthfulness. In 2008, the per capita transaction amount of Alipay users increased by 32.5% year-on-year, much higher than the growth rate of per capita consumption expenditure of domestic urban residents. At the same time, Alipay users aged 2 1-35 account for 83% of the total users. This group has high consumption power and is willing to try new things, which is expected to drive consumers to realize more applications through Alipay.

Alipay statistics show that in 2008, the number of users in first-tier cities nationwide increased by 1 12.23% year-on-year, while the number of users in 23 grassroots cities sampled increased by 227.88%. From the perspective of regional growth, the growth momentum of Hubei Province is particularly obvious. The number of new members in the whole year was 4 1.3 million, exceeding the sum of the previous four years. The user growth in 2008 was 400% compared with 2007. Alipay believes that the future user growth will be driven by the vast grassroots areas, which will also fundamentally promote the development of the electronic payment industry.

From the geographical distribution of registered users, the top five provinces and cities are Guangdong, Zhejiang, Jiangsu, Beijing, Shandong and Shanghai. With150,000 registered users, Guangdong has indisputably become the province with the largest number of Alipay users.

According to the latest data released by Alipay, there are as many as 460,000 domestic independent e-commerce companies using Alipay as an online payment tool, thus achieving an average daily transaction scale of 4 million transactions and an average daily transaction of 700 million yuan. Alipay partners have further covered almost all industrial fields where e-commerce has been applied, including clothing, electronics, machinery, home and culture.

According to statistics, the distribution ranking of Alipay merchants is: Guangdong, Beijing, Shanghai, Zhejiang and Jiangsu. Judging from the transaction volume of merchants, Beijing ranks first, followed by Shanghai, Zhejiang, Jiangsu and Guangdong.

[Edit this paragraph] The number of Alipay users exceeds 200 million.

On July 6th, Alipay (China) Network Technology Co., Ltd. (hereinafter referred to as Alipay), the largest independent third-party payment platform in China, announced that the number of users had officially exceeded 200 million. This is the first time that the number of users of domestic third-party payment companies has reached 200 million.

Alipay, a subsidiary of Alibaba Group, the world's largest e-commerce company, is positioned in the field of e-commerce payment. The number of Alipay users reached 65438+ billion for the first time at the end of August 2008. It took nearly five years from its first appearance in Taobao in June 2003 to the accumulation of 65438+ billion users. However, from 1 100 million users to 200 million users, Alipay only took 10 months.

The rapid development of Alipay is closely related to the number of netizens and the rapid growth of network economy in China. According to the data released by China Internet Network Information Center (CNNIC), as of May 2009, the total number of Internet users in China reached 320 million, ranking first in the world since February 2008. The number of Alipay users accounts for 62.5% of the total netizens, and there are 6 Alipay users in every 10 netizen. More importantly, this market is still growing rapidly. After the number of users has reached 320 million, some analysts predict that it may only take more than two years for China users to break through 600 million. Cao Fei, an analyst at Analysys International, said that after the number of users reached 6,543.8+billion, Alipay has actually become one of the basic applications of the Internet. The unimaginable development speed from 6,543.8+billion users to 200 million users is a re-expression of the Matthew effect in the online payment market.