First of all, don't owe others what they don't want. The money owed to my roommate was paid off quickly. They brought me something. I'll remit the money as soon as I get back to the dormitory. You go ahead. You won't feel embarrassed when you ask them for money.
Secondly, joking is the best way. When you borrow money for the first time and don't pay it back, you usually say to bring something next time. Then the more expensive it is, the more luxurious it is. How much is the food and travel expenses (just kidding, this is not the real travel expenses), or how much I will say as soon as she specifies what to bring back. By the way, this is the last time you forgot to give it to me. , Alipay turned over, WeChat refused (joking)
Besides, when you go out together, you can pretend that your mobile phone is turned off and let her pay for you. When you go back, you can say that you didn't give me the money last time, so I won't transfer it to you.
Finally, it is very useful to send messages when you are embarrassed to talk. Ordinary people don't pretend not to see it. When you get used to it, they will pay you back immediately without you, or owe you huge accumulated funds. After waiting for a while, I jokingly sent her a message saying that my life is so difficult. I took the opportunity to chat and said, I must ask you, can I pay back my old money?
After I insisted on giving up the habit of not paying my debts, everyone's painting style is the same now. I haven't paid back all the money I earned together that day, and then I immediately transferred the money to the other party, or I paid it back first after eating alone. The cafeteria will be returned right away.
I hope this method is useful to you, but you should keep it thick.