What are the housing transaction policies in Changsha?
1. Households with registered residence in this city already have 1 house in the restricted area, and they can buy a second set of commercial housing after obtaining the certificate of immovable property ownership for 4 years.
2. Households whose household registration has moved out of this city (except demobilized veterans and their families who have settled with the army) will be restricted from purchasing commercial housing 1 set in the restricted area after they have settled in this city for a stable employment for over 1 year, or have paid personal income tax (or social insurance) continuously for 24 months in this city.
3. Minors are not allowed to buy commercial housing alone.
4. College students who have settled in the school collective account shall not buy commercial housing in the restricted purchase area.
5. After the divorce, if either party buys a commercial house within 2 years, the number of houses it owns shall be calculated according to the total number of families before the divorce.
6. Suspend enterprises from purchasing commercial houses in restricted areas.
7. The purchased commercial house can not be transferred until it has obtained the certificate of immovable property ownership for 5 years. In addition, the "Notice" also stipulates that if the residents of this city meet the conditions for purchasing a second suite, the down payment ratio for purchasing a second family housing shall not be less than 60%.
What are the requirements for buying a house in Changsha?
1. Property buyers must have valid ID cards, household registration books and other identification certificates; Non-local hukou, can buy a house in Guangzhou as a family unit, and must provide social security or tax bills for three consecutive years (36 months) within five years; Whether it is a new house or a second-hand house, buyers with foreign accounts can only buy one set; Buyers must have a down payment of 30% of the total purchase price; Family members of buyers must have no purchase records in other places.
2. If the buyer has bought a house in another place before, he must make a down payment of 70% according to the provisions of the second suite, but if the loan for the first suite has been settled, it can still be implemented according to the provisions of the first suite; Property buyers must have good credit, stable income and certain repayment ability; Other conditions stipulated by the relevant departments.
3. Hunan household registration, can only buy a house, and must meet one of the following conditions. I have worked in Changsha for one year, and I can issue a tax payment certificate for one year in a row (regular enterprises and institutions have to pay taxes if their wages exceed 3000, which can be printed in the tax bureau). I have paid social security in Changsha for more than one year.
4. If you are registered in Changsha, you can buy two suites. No other conditions are required. If you are registered from other provinces, then I suggest you go to the real estate center and ask yourself. I wonder if the talent introduction policy has been implemented.