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Can college students borrow money from the bank?
1. Can college students get loans from banks?

Because there is no source of income, college students can't apply for ordinary commercial loans, but those who meet the conditions can apply for student loans issued by China Development Bank.

Bank loan refers to an economic behavior that banks lend funds to people in need of funds at a certain interest rate according to national policies and return them within the agreed time limit. Generally, you need a guarantee, a house mortgage, proof of income and good personal credit information before you can apply.

In different countries and different development periods of a country, the types of loans classified according to various standards are also different. For example, industrial and commercial loans in the United States mainly include ordinary loan limits, working capital loans, standby loan commitments, and project loans. In Britain, industrial and commercial loans mostly take the form of discounted bills, credit accounts and overdraft accounts.

The national student loan is an important measure taken by the CPC Central Committee and the State Council to improve the financial aid policy system of ordinary colleges and universities in China and increase the financial aid for poor students in ordinary colleges and universities under the conditions of socialist market economy.

The national student loan is a bank loan which is led by the government, subsidized by the finance, and compensated by the finance and universities at certain risks, and jointly operated by banks, education administrative departments and universities. Borrowing students do not need to apply for loan guarantee or mortgage, but they need to promise to repay on time and bear relevant legal responsibilities. Borrowing students apply for loans from the bank through the school to make up for the lack of expenses during their school days and repay them in installments after graduation.

2. Can students borrow money from the bank?

1. Students can borrow money from the bank. 2, no fixed income, no mortgage guarantee, loans are generally not allowed, but college students who meet the conditions of student-origin student loans can apply for student-origin student loans, and the maximum loan amount per student per academic year does not exceed 6,000 yuan. 3. You can apply for a student loan if you meet the following conditions: (1) You have China nationality. (2) Honest and trustworthy, law-abiding. (3) Freshmen or college students who are officially admitted to full-time ordinary colleges, higher vocational schools and junior colleges that are approved to set up higher education in accordance with the relevant provisions of the state, and obtain a true, legal and effective admission notice. (4) Students' pre-school household registration and their parents' household registration are in this city, county (city, district). (5) The family is in financial difficulties, and the income they can get is not enough to pay for the basic expenses needed to complete their studies at school. (6) Banking regulations

3. Can students get a bank loan?

cannot