Hello, as long as it is a formal loan platform.

You can register an account, improve your personal data, and directly select the amount you need for review. The auditor will review it within 1 to 3 working days. After the audit is successful, the installment goods will be sent directly to your address, and the installment cash will be distributed on the same day or the next day. Pay attention to the loan to the reserved Alipay or bank card.

Note: the perfect personal data must be true, and there is no chance to apply if you are responsible.

I hope I can help you.

Second, is it legal to lend large loans to college students online?

The invasion of campus by high-interest online loans is spreading rapidly. The survey found that the interest rate of high-interest online loans invading the campus is as high as 30%. High-interest online loans invade the campus without supervision and risk. These online lending platforms provide college students with small ordinary consumer loans, as well as large loans such as venture capital and tuition repayment. Therefore, whether college students' online loans are legal or not depends on the specific situation.

How should college students treat campus online loans?

Strengthening market supervision and cracking down is certainly an effective means to control the chaos of campus loans, but as college students themselves, they should also enhance their legal awareness, establish a correct concept of consumption, and do what they can. In the face of campus loans, we should carefully review the contract, pay attention to whether the online loan company is formal, and whether there is excess interest and liquidated damages in the loan contract. In the case of debt collection due to non-repayment, don't follow the instructions of online loan companies and issue new interest-bearing IOUs, which will lead to the occurrence of interest rolling. If the other party uses a debt collection company to illegally force debts, it should keep the evidence in time and deal with it according to law.

How to standardize the development of campus online loan

1, campus loans should limit the use of students to borrow money. The use of student loans is limited to the most basic study and life of students and must be approved by parents. Because the financial resources of college students' study and life are guaranteed by their parents. College students have no solvency, and their solvency mainly depends on their parents' solvency.

2. The repayment period of college students' loans should be set when they are able to repay, not when they are unable to repay.

3. The loan platform shall formulate scientific and feasible risk control standards, which shall be filed and reviewed by government departments. As a loan group, college students have their own characteristics, because their solvency is the future, not the present, and their risk control is different from ordinary loans. Therefore, this risk control standard must be filed and audited by government departments.

4. The platform bears the responsibility of risk control fault. Any student loan must be audited by risk control. Due to the risk control fault of the platform, when the borrower fails to repay on time, the platform shall bear the repayment, and the platform does not enjoy the right of recourse against the debtor. Use this system design to constrain the platform to lend money to college students at will.

3. What are the large loan apps that college students can use? What's more than 8 thousand, de?

Uh, 8,000. I don't know. I use golden beans by stages, but it is very convenient to use.

4. Is it illegal to lend money to college students?

It is illegal for individuals to lend money to college students. Only financial institutions approved by the State Council Banking Regulatory Authority can engage in loan business. And the premise is that college students must still be adults. According to relevant laws and regulations, it is legal for banks to lend money to adult college students. In addition, according to the Notice on Further Strengthening the Standardized Management of Campus Loans, all online lending platforms are prohibited from issuing loans to college students. If loans are issued, it is illegal and not protected by law. Focus on cleaning up and rectifying campus online loans. Online loan information intermediaries cannot include borrowers who are unable to repay their loans into their business scope, and are prohibited from providing online loan services to college students under the age of 65,438+08, from conducting false fraudulent propaganda and sales, and from issuing them in disguised form through various means.