1. Equal principal and interest:

The total loan is 65,438+065,438+00,000.00 yuan.

Number of repayment months: 240 months

The monthly repayment is 797.62 yuan.

Total interest paid is 8 1, 429.44 yuan.

Total principal and interest 19 1, 429.44 yuan.

2. Average capital:

The total loan is 65,438+065,438+00,000.00 yuan.

Number of repayment months: 240 months

Repayment in the first month 1, 022.08 yuan.

Decreasing monthly: 2.35 yuan

Total interest paid is 6793 1.88 yuan.

Total principal and interest177,931.88 yuan.

You can also calculate by yourself through the loan calculator on Good Loan Online, hoping to help you.