1+3 One-year preparatory course in China and three years abroad. As long as it is an institution recognized by the Ministry of Education, the degree certificates obtained after coming out are recognized. You can check the institutions specially recognized by the Ministry of Education. Generally, most of them are recognized. 2+2 only recognizes the planned enrollment of the Ministry of Education, and does not recognize the degree of unplanned independent enrollment. 3+ 1 is only recognized by sqa-hnd. So it's better to go to 1+3 if economic conditions permit. I don't know about other areas. If you want to study finance in Beijing, you can go to the Central University of Finance and Economics. They have an ifc 1+3 project there. You can see it on Baidu search: China Finance International Preparatory College. I have classmates there. I hear it's not bad. If you want to learn a language, you can ask Beijing Foreign Studies University.