The social security paid by college students is the medical insurance for urban and rural residents where students enter school. Medical expenses incurred during college can be reimbursed through medical insurance.
Although college students' medical insurance is the medical insurance for local urban and rural residents, the payment is low. The reimbursement rate is 5%, which can be used for outpatient service or hospitalization in school hospitals. It is quite practical and equivalent to an enhanced version of medical insurance for urban and rural residents.
College students participate in the basic medical insurance for urban and rural residents and are reimbursed for medical expenses according to the provisions of minor medical insurance. If college students need to be hospitalized in different places during holidays, internships and suspension from school, they should first go to the insured place for medical treatment, and then go to the designated hospital for "one-stop" direct settlement; If one-stop direct settlement is not possible, the individual will pay in advance and then provide relevant materials to the place where the student status is located for reimbursement.
Benefits of medical insurance for college students:
Wide coverage, low personal payment, and synchronous outpatient treatment. The inclusion of college students in urban residents' medical insurance first ensures the seamless connection between the establishment of a medical security system covering urban and rural residents.
Secondly, all college students can participate in the insurance, covering all kinds of colleges (including private colleges and independent colleges) and research institutes in the province, and part-time graduate students, especially private colleges and independent colleges, highlighting the fairness of education.
In addition, on the basis of students' individual contributions, according to the affiliation of colleges and universities, the central, provincial and municipal finances implement classified subsidies according to the prescribed standards.
Urban residents' medical insurance is a medical insurance system with urban minors and unemployed residents who have not participated in urban workers' medical insurance as the main participants.
It is an important measure for the CPC Central Committee and the State Council to further solve the medical security problems of the broad masses of people and continuously improve the medical security system after implementing the basic medical insurance system for urban workers and the new rural cooperative medical system. Mainly to make institutional arrangements for medical insurance for urban non-employed residents.
The appearance of this system is of great significance in the process of social insurance system reform in China, which points out the direction for the reform of social insurance system in China.