RMB 20,000 Yuan Only

Second, how much can a college student's entrepreneurial loan be borrowed?

Answer; College students' entrepreneurial loans can reach up to 50 thousand. For some special loan projects, the loan period can be extended to four years on the basis of two years stipulated by the state. The loan interest of low-profit projects that meet the conditions of national loan financial discount funds shall be fully subsidized by the central government in the first two years and subsidized by the district-level finance in the last two years; The loan interest of non-subsidized projects shall be subsidized by the district finance according to the benchmark loan interest rate of the same period 10%. The municipal finance gives the local finance 60% discount interest funds, and it is good to go to the bank to borrow college students' entrepreneurial loans with ID cards and household registration books.

3. Interest-free conditions for college students' entrepreneurial loans of 200,000 yuan?

In order to encourage college students to start businesses, some banks can apply for 200,000 interest-free loans for college students to start businesses. Applicants need to meet the following conditions:

1.35 years old;

2. Graduation is no more than 2 years;

3. Get a college degree or above;

4. Have a certain ability to operate funds, such as having business licenses, tax registration certificates and other basic materials of enterprises;

5. Have legal information to prove your identity, such as an ID card.

4. How many interest-free loans can college students borrow?

The maximum interest-free loan for college students to start a business is 654.38+10,000 yuan. The applicants for interest-free loans for college students are 18 to 45 years old China citizens with full civil capacity.

The small-scale entrepreneurial loans provided by the state for college graduates are subsidized by the government for two years, and they will no longer enjoy financial discount after two years. The amount of venture loan generally requires: the maximum working capital required for inactivity, and the purchase (installation or maintenance) of small equipment (the longest term of machine loan 1 year; The interest rate of personal business loans can fluctuate within the prescribed range.

Conditions for applying for interest-free loans for college students to start businesses:

1, identification;

2. Students need to provide student ID cards and transcripts;

3. Graduates are required to provide graduation certificates and degree certificates;

4. Ordinary passbook or bank

5. Other credit certificates: scholarship certificate, certificate of community activities, certificates of various honors/social returns, such as blood donation and voluntary teaching.

6. Check whether students have bad criminal records.

7. College degree or above;

Employment, and unemployment registration in the local labor and social security departments.

Only those who meet the above conditions can apply to the bank, and the materials to be provided when applying mainly include: proof of marital status, proof of personal or family income; Agreements and contracts related to the purpose of the loan; Guarantee materials, ownership certificate and list related to collateral or pledge), collateral evaluation report. In addition to written materials, there must be collateral. Compared with movable property mortgage, time deposit certificate pledge, securities pledge and movable property pledge with strong liquidity, this mortgage method is guaranteed by qualified guarantor. The payment amount depends on the specific guarantee method.