Be sure to keep an account. Now everyone pays electronically. You can successfully pay by brushing your face and scanning the code. You have no idea how much money you spent. Bookkeeping can clearly know where the money is spent and adjust it in time to avoid moonlight before the end of the month.
You can use some interesting apps to keep accounts. I used to use the app, but later I thought the function of the app was too fancy and a waste of time, so now I write it down with a small notebook. If keeping accounts every day is tedious, write it once a week. Just look at the format yourself.
If you are really lazy, you can take a daily payment bank card, bind these apps such as WeChat Alipay and China UnionPay Express, and transfer a part of the living expenses to this card every month, and transfer the rest of the money to another card.
I usually write casually, as long as I can understand it myself.
2. Make overall plans every time you get the living expenses.
First consider the cost of daily necessities and food, and then consider buying the rest of the non-essential items.
I made a list for myself:
3. Choose online shopping platform for daily necessities and store them properly.
My daily necessities are basically bought online. The supermarket in school is really expensive. I can buy two copies online at the same price.
Like paper towels and sanitary napkins, you can basically take advantage of some activity prices, store some appropriately, or spell out orders with your roommates.
Go to different platforms to compare prices (usually you can look at the price of PDD first. Based on this price, some large-scale shopping activities, Tmall supermarket will hold activities, send a few money cat super cards, and sometimes it is very cheap to deduct the money after shopping. Jd Jing Xili sometimes buys tissues for free. )
4. Eat less snacks and milk tea
Snack milk tea is not good for your health, but as Teacher Wang Zengqi said, college students ate all the money in their pockets.
Not if you don't eat. Then eat less and eat as cheaply as possible.
My snacks are basically bought online, and there is no fixed platform or shop. I will buy whichever is cheaper.
I seldom buy milk tea, but if my roommate and I plan to go out for milk tea one day, we will buy one or two coupons in Tik Tok's live room when we are free, and basically we will get 20% off. If you don't buy it in advance, go to Meituan to see if there are any coupons.
Or buy coffee powder milk homemade drinks, which is much cheaper than going to tea shops and coffee shops. There is a saying in the group that a cup of Starbucks can buy a box of Telunsu.
5. How to save money for dinner?
I basically solve breakfast in the dormitory. Breakfast in school canteens is mostly carbohydrates, while only eggs and soybean milk are available in protein.
Occasionally go to the canteen to talk about rice noodles (Guilin rice noodles are only 3.5r in the morning) or take a bottle of milk to the school canteen to buy a steamed bread or steamed bread when there is no time for class.
If I have time, I always solve breakfast in the dormitory: buy some milk powder and oats for the dormitory, and it is enough to use milk with oats and tomatoes or bananas in the morning. Or buy some bread and put it in the dormitory, one bread with a bottle of milk.
Later, I bought a pot in the dormitory and put a plate of eggs in the dormitory (20 yuan can buy 30 more eggs). Sometimes I cook one or two eggs and a small bag of bread in the morning.
So breakfast is basically controlled around the average 3 yuan.
I will choose to have lunch in the canteen most of the time. Generally, I also choose the food in the public canteen, because it is the cheapest. The spicy noodles in school are basically meat, which is rare but expensive. Considering the comprehensive nutrition, I still think that public grain is the cheapest. Generally, I will stay within 10 yuan, and occasionally I will choose the package of 12- 13 yuan.
Dinner is sometimes eaten in the canteen, similar to lunch, and sometimes in the dormitory.
If you stay in the dormitory for a long time during the fat-reducing period, cucumber, potato and chicken breast vinegar juice is a fat-reducing meal.
The average price is about 5r.
Chicken breast is also bought online, and its activity is often 1-2r, with high protein content.
As for takeout, I probably didn't order takeout much before. Later, I contacted Jianxin Life APP, and I was able to grab some takeaway coupons in a week. I also spent 30r on idle fish to buy a hungry member for a year. Together, the average take-out price of two or three times a week is cheaper than eating in the cafeteria. Eat less.
University social activities are always colorful and there are many dinners, but every dinner will inevitably cost money, so you must go out with people with the same consumption concept appropriately, so that consumption can be under your control.
7. Set a goal of saving money.
Saving money at first is too easy to cause sudden retaliatory consumption, so you can set yourself small goals when you start to change. For example:
If you want to spend just enough money for this month's living expenses, you can say, for example, I have 50 yuan left on the last day of this month, so I can have a cup of milk tea.
If you travel or buy things to save money, you will actually be more motivated. When you save to a certain extent, you can treat yourself a small part first and pay attention to a small part.