Money saving advice:

1, establish a sense of saving money.

If you want to save some money, the most important and basic step is to establish a sense of saving money. Think about the embarrassment of borrowing money everywhere when you are in urgent need, and the embarrassment that you can't afford what you like ... Only with the awareness of saving money can you have the motivation to save money.

2. Correct consumption concept.

Refuse to spend in advance, turn off all kinds of "whites" in your mobile phone, and do as many things as possible to avoid excessive consumption and impulsive consumption. I suggest you try not to buy software at night. More emotional at night, you can join the shopping cart. When you are sensible enough, carefully analyze whether it is a real need or a whim.

3. boycott online loans.

College students are the most concerned group of online loan scammers. Once they got their first loan, they fell into a trap. If you don't stop the loss in time, you will get deeper and deeper, which will eventually cause irreparable consequences.

4. Develop the habit of saving money.

Make a specific saving plan, such as saving thousands or tens of thousands of dollars a year, and then subdivide this goal into monthly, weekly or even daily, and recommend two effective saving methods that I am using.

Ways to save money:

1 wishing goal method: determine something that you like and want very much. For example, I want to buy a camera of about 5000 yuan in one year, so I will take this 5000 yuan as my wish goal. I save about 14 yuan every day for 365 days a year, and it is a very fulfilling and happy thing to watch my goal gradually reach!

②365 deposit method: 365 days a year, make a form, write 1~365 on the form, choose one of the numbers to deposit the corresponding amount of money every day, and tick it when it is finished. You can choose1~ 30 according to everyone's different financial situation; 1~60 or 1~90 and so on.

1 1~365 scheme can save 668 19 yuan every year;

1~ 180 scheme can save 33494 yuan every year;

0 1~90 scheme can save 15472 yuan per year;

1~60 scheme can save 1 1269 yuan every year;

1~30 scheme can save 5697 yuan every year.

5, learn to delay satisfaction, give up and live a minimalist life.

Regularly tidy the room, classify the idle things and put them on some second-hand resale platforms, which can not only save space, but also earn a lot of income.

6, healthy eating, less takeaway, less milk tea.

Take-out of a meal, plus a cup of milk tea, dozens or even hundreds of dollars are gone. You might as well cook by yourself properly, which will save money and be healthy, and innovative dishes will also have a sense of accomplishment. Why not? The student party still suggests going to the canteen to eat more. Usually, ordinary steamed bread and rice are the main food, and occasionally eating a good meal will make you happier.

7, don't compare, put away vanity.

The freedom to wear in college also leads to students' psychology of comparing famous brand clothes and cosmetics, but college students are also students, so they should focus on their studies and improve themselves, and their own strength will shine brilliantly! Just choose clothes and cosmetics that suit you. There is no need to have a famous brand.

8. Stick to bookkeeping.

Bookkeeping is also a good way to save money effectively. Write down every big and small expenditure for a month or two, sum up your own consumption rules, and make a more suitable savings plan.

9. Part-time sideline.

Part-time jobs try to improve themselves and learn certain skills, such as distributing leaflets and telephone operators, which is time-consuming and laborious, only a dozen dollars a day. Teachers' majors can go to counseling institutions to take students, or find some part-time tutors. Non-normal majors can choose some part-time jobs related to new media, such as writing manuscripts, making pictures, making ppt, etc., which can not only learn skills, but also earn a good income.

10, learn to manage money, bid farewell to useless socializing, and get along with friends who know how to manage money. Usually, you can also pay attention to some financial knowledge, put off some unnecessary parties and sing. Disco should spend time and money on people who make you happy.

1 1. Concentrate on your studies and get a scholarship.

All kinds of scholarships in universities are relatively thick, and university exams are not as difficult as junior and senior high schools. There are certain routines to follow. Review well before the exam, and you will generally get good grades. It is relatively easy to take part in more activities in your spare time and get scholarships.

12. Invest effectively and improve yourself.

The most fundamental way to save money is to make money. In the long run, saving money does not mean "saving money". We should spend money on the cutting edge, invest money, improve ourselves and make ourselves excellent. This is the real way to make money.