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Why don't college students have medical insurance cards?
The reasons why college students don't have medical insurance cards are as follows:

1, although it is strictly stipulated that there will be a medical insurance card for medical insurance, the insurance company will not apply for medical insurance for ordinary students;

2. If you need hospitalization or medical reimbursement, you must contact the student's teacher in advance, and the teacher or relevant staff will explain the reimbursement to the students clearly. Meet the reimbursement conditions, can also be reported;

3. The medical insurance card is a special card for personal account of medical insurance. It uses personal identity card as identification code, and stores and records detailed information such as personal identity card number, name, gender, transfer and consumption of account funds. Medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by disease risks. The medical insurance fund is established through the contributions of employers and individuals. After the insured person has medical expenses, the medical insurance institution will give certain economic compensation. The functions of basic medical insurance are as follows:

(1) is conducive to improving labor productivity and promoting the development of production; Medical insurance is the inevitable result of social progress and production development;

(2) Adjust the income gap to reflect social equity. Medical insurance is an important means for the government to redistribute income by collecting medical insurance premiums and paying medical insurance service fees.

(3) An important guarantee for maintaining social stability. Medical insurance helps sick workers economically, helps to eliminate social instability caused by diseases, and is an important social mechanism to adjust social relations and social contradictions;

(4) an important means to promote social civilization and progress. The social system of medical insurance and social mutual assistance embodies a new social relationship of "one party is in trouble and all parties support" by the insured sharing the risk of disease costs, which is conducive to promoting social civilization and progress;

(5) An important guarantee for promoting economic system reform, especially the reform of state-owned enterprises.

Legal basis: Article 4 of People's Republic of China (PRC) Social Insurance Law.

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 5

The people's governments at or above the county level will incorporate social insurance into the national economic and social development plan. The state raises social insurance funds through multiple channels.

People's governments at or above the county level shall give necessary financial support to social insurance. The state supports social insurance through preferential tax policies.