In the stage of higher education, a student financial aid policy system has been established through various means, such as national scholarships, national student loans, tuition compensation loans, in-school scholarships, work-study programs, and subsidies for difficulties. There is no need to apply for loan guarantee or mortgage, but you must promise to repay on time and bear relevant legal responsibilities. Higher education belongs to the stage of non-compulsory education, and it is the obligation of college students to pay tuition on time.
Extended data
Materials to be provided for applying for national student loans
Application for national student loan;
1. Copy of my student ID card and resident ID card (minors must provide valid identity certificate of legal guardian and written consent to apply for a loan);
3. My explanation of the family's financial difficulties;
4. Proof of family financial difficulties issued by the relevant department where the student's family is located. The students themselves shall bear legal responsibility for the authenticity of the certification materials provided by them.
Repayment method
1. Students should pay off in one lump sum or in installments before graduation;
2. After graduation, students can look at their liquidity to repay their loans;
3, graduates after the expiration of probation, in two to five years by the unit from their wages deducted monthly;
In the place where graduates work, according to their performance, they decide to reduce the loan repayment;
5. If the borrower is expelled from school, ordered to drop out of school or voluntarily dropped out of school for violating national laws and school discipline, the parents of the students shall be responsible for returning all the loans.
Reference source: People's Daily Online-What if the tuition fees of college students are not enough?
Reference source: People's Daily Online-It is strictly forbidden for colleges and universities to default on tuition fees for college students.