1, first confirm whether you are insured for the first time. If it is the first time to apply for insurance, there may be no previous insurance information. If it is the first time to participate in insurance, you need to go to the local community or medical insurance department to register for insurance, and then pay the fee through WeChat the next day.
2. If it is not the first time to apply for insurance, you need to consult the competent tax authorities to check whether the insurance registration information has been successfully transmitted. If it has not been delivered successfully, you need to contact the local community and the medical insurance department to deliver it again.
Medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by disease risks. The medical insurance fund is established through the contributions of employers and individuals. After the insured person has medical expenses, the medical insurance institution will give certain economic compensation. The establishment and implementation of the basic medical insurance system has gathered the economic strength of units and social members. With the government's funding, sick social members can get necessary material help from the society, reduce the burden of medical expenses, and prevent sick social members from "poverty due to illness".
This medical insurance premium is paid jointly by employers and individuals, which reflects the compulsory characteristics of national social insurance and the unity of rights and obligations. Medical insurance premiums are paid jointly by units and individuals, which can not only expand the sources of medical insurance funds, but more importantly, clarify the responsibilities of units and employees and enhance personal awareness of self-protection.
In this reform, China has stipulated the control standards of the employer's contribution rate and individual contribution rate: the employer's contribution rate is controlled at about 6% of the total wages of employees, and the specific proportion is determined by local governments. The contribution rate of employees is generally 2% of their wage income. All individual contributions are included in individual accounts, about 30% of unit contributions are included in individual accounts, and the rest are set up as a whole fund.
legal ground
Labor law of the people's Republic of China
Article 20 The term of a labor contract can be divided into fixed term, non-fixed term and completion of certain work as the term.
If the employee has worked in the same employer continuously for more than ten years and both parties agree to extend the labor contract, if the employee proposes to conclude an open-ended labor contract, he shall conclude an open-ended labor contract.
Article 21 A labor contract may stipulate a probation period. The probation period is no longer than six months.
Article 26 Under any of the following circumstances, the employer may terminate the labor contract, but it shall notify the employee in writing 30 days in advance:
(1) The employee suffers from illness or non-work-related injury, and after the medical treatment expires, he can't engage in the original job or other jobs arranged by the employer;
(two) the laborer is not competent for the job, and he is still not competent for the job after training or adjusting his post;
(3) The objective conditions on which the labor contract was concluded have changed greatly, which makes the original labor contract impossible to perform and the parties cannot reach an agreement on changing the labor contract through consultation.