With the growth of age, college students will be much more mature than high school students, but as students, they have lived on campus for a long time, have no contact with society, and are unconscious of many dangers. It is imperative to choose an accident insurance! How do college students buy the best accident insurance? There are several concerns, one is the scope of protection, the other is the duration of protection, and the third is the premium. Accident insurance suitable for college students, it is best to add accident medical treatment, with a one-year guarantee period, low cost and high cost performance. You must choose according to your actual situation, and the insured amount cannot be blindly high or infinitely low.

2. Health insurance.

The life of college students is beautiful in their imagination, but it is not. Most contemporary college students are in a sub-health state, their weight is rising and their resistance is declining. Some time ago, college students' medical insurance was hot again, so it is necessary to choose appropriate medical insurance and critical illness insurance. Considering the actual needs of college students, short-term insurance products are relatively cheap and suitable. When purchasing critical illness insurance, you can choose the insurance period of about 10 years, which will not cause too much pressure on your original life. After all, most college students have no stable source of income.

3. Life insurance.

It is the most basic principle to consider life insurance after the first two guarantees are sufficient. If the family has good economic conditions, you can buy life insurance products. Term life insurance is more suitable for college students, with low cost and high cost performance. Of course, this is relative. If conditions permit, you can choose whole life insurance to plan for the future. But generally speaking, the quota should not be too high to avoid excessive economic pressure.

4. Financial management.

Financial management is considered on the basis of extra spare money. It is suggested that college students should not invest too much money in financial insurance, do not have enough professional knowledge and blindly participate in financial management, which may lead to very serious consequences. If possible, consider universal insurance, and it is a universal insurance with low initial cost, otherwise it is not suitable for college students to invest.