However, as time goes by, with the continuous improvement of medical technology in China, the medical insurance management system is becoming more and more perfect, and the corresponding responsible persons and their business units related to medical insurance are gradually increasing, which brings about an increase in expenses. In addition, the price level continues to rise, and the prices of medical supplies and raw materials are also rising. There are still a lot of treatment fees, examination fees, service guarantees and labor costs in medical work, which leads to the continuous soaring price of medical insurance. Therefore, the price increase of medical insurance is actually to give customers a better medical experience, and it is also an inevitable trend of medical technology progress caused by soaring prices. When inflation is serious this year, the international price level has risen sharply, and it is reasonable for residents' medical care to rise in 30 yuan.
After the new rural cooperative medical insurance was implemented in rural areas, it was warmly welcomed by many people from the beginning. Then, the proportion of rural people's contributions has been rising. After 320 yuan, some farmers were hesitant to pay. The new rural cooperative medical insurance is the only social security countermeasure that can be used for medical insurance reimbursement for rural population at this stage. Because of the domestic social and economic development, farmers in our country simply can't enjoy employee medical insurance like the masses, and the cost of commercial insurance is higher, and farmers are even more reluctant to pay social security.
Then, if the new rural cooperative medical system only relies on state financial subsidies, the financial revenue and expenditure will be very embarrassing, and finally it will get twice the result with half the effort. In order to ensure the life and medical care of rural people, the principle of new rural cooperative medical insurance is determined according to the specific problems in rural areas. Taking payment as an example, most employees' medical insurance is paid according to the proportion of monthly salary and paid once a month.
In many backward areas, income exists in the harvest period of food crops. In order to prevent households from defaulting on payment, they all pay in one lump sum, and the payment cycle time is very long, close to four months. In the initial stage, farmers' contributions are often very low, mainly because there is no big part paid by enterprises. Therefore, the way of individual contributions plus government subsidies is implemented, and the big part of social security contributions is subsidized by the government.
For many employees, spending a year in 320 yuan is optional and there will be no great pressure, so they are willing to pay personal social security. For many farmers, their annual harvest is uncertain, and the price of food crops fluctuates every year, so college students always think about spending money for a long time, especially when shopping for more than a few hundred dollars.
Therefore, when many farmers deal with the soaring medical insurance every year, they usually feel that they will not be seriously ill or have a big disaster within one year, so they are very reluctant to pay, and many are hesitant. The new rural cooperative medical insurance has been rising in China for many years, and it is not without foundation.
For a long time, the proportion of financial subsidies for farmers to pay the new rural cooperative medical system is high, which has caused great work pressure to the whole country, so the proportion of civil payment in all parts of the country has grown slowly. However, with the rising price level, the prices of all kinds of drugs are increasing, and residents need more investment to see a doctor. When the new rural cooperative medical system is reimbursed, the cost is still relatively high.
In order to maintain the safety of the new rural cooperative medical insurance assets, China has no choice but to increase the cost of social security, which is mostly paid by farmers. In addition, China has once again expanded the types and operation scale of rural cooperative medical insurance, and many senile diseases and chronic diseases are still within the scope of reimbursement. In order to improve residents' medical insurance, China has once again increased the proportion of medical insurance reimbursement for the new rural cooperative medical system, especially for farmers' serious illness.
Everyone pays 320 yuan, and the cost of a family is about 1000 yuan. For most peasant families, although there is some pressure, there will always be squeezing. It's always good to spend money on guarantees. In view of the particularity of farmers in China, the relevant departments have once again introduced livelihood projects to subsidize the payment of the new rural cooperative medical system.