Sister Xue will give you a brief introduction to annuity insurance first. To insure annuity insurance products, the applicant or the insured shall pay the premium in one lump sum or on schedule, and the insurance company shall pay the premium on an annual, semi-annual, quarterly, monthly or agreed basis on the condition that the insured survives until the insured dies or the insurance contract expires.
Generally, the annuity insurance premium paid by everyone cannot be accessed at will, so as to achieve the purpose of compulsory savings.
This article gives a detailed introduction to annuity insurance, and you can read it for a deeper understanding:
Is annuity insurance good? Is there anything to pay attention to? Do you have any good products?
The same is true of education annuity insurance. Parents insure their children with education annuity insurance, which is equivalent to compulsory deposit into insurance. At the appointed time, the insurance company will pay the corresponding insurance premium.
Now there are many education annuity insurance on the market, many of which have rich protection contents.
Take Hengan Standard Jinzhi Qi Hang Education Pension Insurance (Internet) as an example. Its coverage includes university education fund, continuing education fund, death insurance fund and expiration insurance fund.
As far as the guarantee of university education fund is concerned, if you insure this product for your child, when the child reaches the age of 18, 19, 20, 2 1 year, if it meets the requirements, the insurance company will pay the corresponding university education fund at the agreed time to provide financial guarantee for the child's university education.
Friends who want to know about this product can read this article:
Is the insurance value of Hengan standard Jinzhi Qi Hang education annuity worth buying? We must pay attention to these points.
Finally, the seniors are ok to remind everyone that buying insurance should follow? Safety first, then financial management? According to the truth, our parents should give priority to their children's demand for guaranteed insurance.
Moreover, education annuity insurance is not suitable for everyone to buy!
Space limitation and matters needing attention in purchasing annuity insurance can be learned more through this article:
Parents must read: Is it necessary to buy education fund insurance? How to choose the right product?
Hope to adopt
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