If you want to open a shop, you don't need to bring anything, just bring enough money.

Opening a snack bar has many certificates, business licenses, health permits, and sewage discharge.

If you are applying for a college student loan, I still advise you not to come. You can search the relevant regulations first. My classmate, Zheng Da, can hardly enter the exam at 10. If you really want to give a gift, you might as well get a loan.

Second, if you have no money to start a business, what do you need to apply for a loan?

To go to the community where the account is located, you need an ID card account book. First apply for the employment and unemployment registration certificate, and then receive the business plan. Married people also need a marriage certificate and a copy of the ID card of both husband and wife! Write a business plan and submit it to the community for review! Apply for a guarantee after the approval, apply for a loan at the designated bank after the guarantee is passed, and the money will arrive within one month!

Third, how to apply for a business loan?

Step/Mode 1

Apply. The applicant brings information (including: ID card, household registration book, business license, facade contract (or real estate license), employment unemployment registration certificate or migrant workers' return home business certificate), applies to the small secured loan center of the district-level employment service bureau where the household registration is located or where the business is located, and fills in the Application Form for Secured Loan Information in duplicate.

Step/Mode 2

Review. District employment small secured loan center to review the applicant's information. There are two ways to guarantee: 1, counter-guarantor, and people who need full financial support (such as teachers, nurses, doctors, civil servants, etc.). 2. Real estate mortgage (providing property ownership certificate). )

Step/Mode 3

Family survey. For real estate mortgage, the Small Guaranteed Loan Center of the District Employment Service Bureau entrusts bank credit personnel to conduct on-the-spot household surveys to evaluate the value of real estate.

Step/Mode 4

Recognition. After passing the examination, the Small Guaranteed Loan Center of the District Employment Service Bureau shall be approved and publicized.

Step/Mode 5

problem According to the bank account number and other information provided by the applicant, the loan is issued.

Fourth, how to apply for individual entrepreneurship? What are the requirements?

Many entrepreneurs with dreams have not been able to realize their entrepreneurial dreams because of the lack of enterprise funds. Moreover, due to the high interest rate of bank loans and the high application threshold, many entrepreneurs have given up the channel of choosing bank loans. So, what are the skills of personal business application? First of all, we need to know what conditions to apply for: China citizen age 1. 18 to 45, with full capacity for civil conduct; 2. Have permanent residence and fixed residence in this city; 3. Have the ability to repay interest-free loans on schedule and provide guarantors; 4. Good reputation and no bad records; 5. The project conforms to the national industrial policy and regional economic development, and has good economic and social benefits. After understanding these loan conditions, the borrower should compare the loan conditions according to his own situation and analyze whether he has the loan conditions. When the borrower meets the above conditions, he can choose different loan institutions and loan products. When choosing a loan, we must shop around and then make our own decision. According to the regulations of the financial supervision department, banks can raise or lower the expected annualized interest rate of loans within a certain range when issuing commercial loans. For example, many local banks expect the annualized interest rate of loans to rise by 30%. In fact, when different lending institutions choose loan products, just like when we go out shopping, we always look at this and that, look at the products of several different lending institutions, compare their advantages and disadvantages, and then we can choose products that are more suitable for ourselves and cost-effective. Generally speaking, the expected annualized interest rate of commercial banks' loans is relatively low, but the procedures of banks are more complicated and the requirements for personal credit records are higher. Compared with banks, online lending platforms are less troublesome. It is characterized by simple handling process and fast lending. The expected annualized interest rates of different online loan products in the market are also different. Users can choose their own products according to their own reality.