The maximum loan amount of college loans varies from place to place.
① Only tuition and accommodation fees are allowed in some areas;
(2) In some areas, in addition to tuition and accommodation, a certain amount of living expenses are also allowed to be loaned. Closely related student loans: ① During school, the national student loans are subsidized by the financial department100%; ② Interest is paid on a monthly basis;
(3) If the repayment is made in advance at school, the interest that has not been repaid in the current month needs to be repaid by itself;
(4) Self-paid interest = annual interest rate ÷365× loan days in the current month.
2. What is the maximum amount of university loan?
Starting from 20 15, the highest academic degree of our college is 8000. After entering the postgraduate stage, the highest academic degree can be revised to 12000, but generally it should not exceed the tuition and accommodation fees, and it will be reviewed. ..
3. What is the maximum loan for a university?
The maximum loan amount of college loans is different from local policies.
① Only tuition and accommodation fees are allowed in some areas;
In some areas, besides tuition and accommodation, loans are also allowed.
Interest related to student loans:
(1) During the school period, the national student loan is subsidized by the financial department at 100%;
② Interest is paid on a monthly basis;
(3) If the repayment is made in advance at school, the interest that has not been repaid in the current month needs to be repaid by itself;
(4) Payable interest = annual interest rate ÷365×.
4. What is the maximum amount of student loan for college students?
Full-time college students: each person applies for a loan amount of 1000 to 12000 yuan per year; Full-time graduate students: the amount of loans each person applies for each year ranges from 1 1,000 yuan to 1, which varies from 600 yuan. The specific amount of student loan for college students is subject to the actual application results.
The maximum loan amount of national student loans per semester is no more than 654.38+0.2 million yuan per full-time undergraduate (including second bachelor's degree and higher vocational education) and no more than 654.38+0.6 million yuan per full-time graduate. The money needed for student loans is used to pay tuition and accommodation fees during the school period, and the excess can be used to make up for daily living expenses. The loan will be paid to all students' Alipay accounts, and then the loan system will automatically deduct the tuition and accommodation fees to the settlement accounts provided by colleges and universities.
Application process of student loan. Apply. Students apply for student loans, receive the "National Student Loan Application Approval Form" and other materials, fill them out truthfully and completely, and prepare relevant supporting materials to return to the school's national student loan agency.
II. Trial Measures for School Agency Loans. School institutions organize students to apply for loans within the annual loan amount and control ratio issued by the National Student Loan Management Center, accept student loan applications, and conduct preliminary examination of loan materials submitted by students.
Three, the handling bank for loan approval. After the school agency has passed the preliminary examination, it will submit the relevant materials to the handling bank for loan approval.
Fourth, bank approval.
5. Sign a loan contract. After the loan application is approved, the school will organize students to fill in, sign loan contracts and IOUs within 10 working days according to the loan student roster provided by the handling bank, and submit them to the handling bank.
Sixth, issue loans. The handling bank shall, within 20 working days after signing the loan contract and iou with the borrowing students, uniformly transfer the first-year tuition, accommodation and living expenses into the designated account opened by the school in the handling bank.