1. Reporting: After the insured has an insurance accident, he should report it in time and notify the insurance company. It is generally recommended to notify the insurance company within 48 hours, so as not to affect the subsequent claims.
2. Preparation of reimbursement materials: The insured prepares reimbursement materials according to the requirements of the insurance company, such as reimbursement of medical expenses. Generally, it is necessary to prepare outpatient medical records, discharge records, discharge diagnosis or disease diagnosis, hospitalization invoices, outpatient invoices, general list of hospitalization expenses, and medical insurance settlement forms. In addition, if the hospital has done CT, ultrasound, electrocardiogram and other inspections, provide relevant inspection reports.
3. Submit reimbursement materials: After the insured leaves the hospital, submit reimbursement materials to the insurance company.
4. Waiting for approval: the insurance company reviews the reimbursement materials and determines the reimbursement plan.
5. Reimbursement: Once approved by the insurance company, it can be reimbursed, and the insurance money will generally be credited to the bank account designated by the insured. After reimbursement, the insurance company can close the case.
Xue Ping insurance reimbursement scope:
1. Medical expenses: Students' academic insurance mainly provides medical security for students. Therefore, when purchasing Xue Ping insurance, students need to know the medical reimbursement scope of Xue Ping insurance. The medical expenses that can be reimbursed by students' academic insurance include hospitalization expenses, operation expenses, outpatient expenses, medical examination expenses, etc.
2. Accidental injury: Xue Ping insurance for students can not only provide medical protection for students, but also provide accidental protection for students. When purchasing Xue Ping insurance, students need to know the scope of accidental compensation of Xue Ping insurance. Accidental injuries that can be reimbursed by students' academic insurance include: accidental medical expenses, hospitalization allowance, disability allowance, death compensation, family pension, etc.
3. Tuition guarantee: Student academic insurance can not only provide medical and accident protection for students, but also provide tuition guarantee for students. When purchasing Xue Ping insurance, students need to know the tuition reimbursement scope of Xue Ping insurance. The tuition fees that can be reimbursed by students' academic insurance include: tuition fees, accommodation fees, book fees, miscellaneous fees, etc.
4. Psychological consultation: Students' academic insurance can not only provide students with medical insurance, accident insurance and tuition insurance, but also provide students with psychological consultation. When purchasing Xue Ping insurance, students need to know the scope of reimbursement for psychological counseling in Xue Ping insurance. Psychological counseling that can be reimbursed by students' academic insurance includes: psychological counseling fees, etc.