1. If you are still studying, I suggest that you give priority to a medical insurance for college students, so that you can improve the basic medical insurance at the most affordable price.
Considering that 20-year-old young people are impulsive and prone to accident risks, personal accident protection is essential for you.
3. Add appropriate commercial health insurance under the above conditions, such as the critical illness protection plan. 4. If financial resources permit, you can also consider life insurance, which can not only bring you protection and income, but also be responsible for your family. Buying insurance at the age of 20 is the best for you. There are many kinds of insurance products suitable for your 20-year-old, so you may wish to compare and choose them. Comprehensive accidental injury insurance coverage in auspicious year: * accidental injury of 654.38+10,000 yuan * accidental injury of passenger plane of 500,000 yuan * accidental medical insurance, which also includes a series of white-collar health protection contents: * accidental death/disability/burn/medical treatment/hospitalization allowance * serious illness insurance * public * * traffic accidents as low as: 350 yuan's leisure and worry-free old-age security (dividend type) protection contents: * Covers 30%.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.