Buying a house with foreign household registration needs to meet one of the following conditions: 1. Zhengzhou pays social security for 24 months continuously (it must be paid for 24 months continuously within three years before buying a house, and the social security paid is not recognized, but the provincial social security is recognized). 2. Pay a 24-month tax in Zhengzhou. 3. Full-time bachelor degree or above working in Zhengzhou.
The current policy is the notice issued by Zhengzhou in March 2022. Search for "Special Housing Department of No.20 Zhengmi Road, Zhengzhou, State Paper Office (on pages 58-68 of Baidu 360 sogou, the same below), Special Housing Department of No.20 Zhengmi Road, Zhengzhou Real Estate Alliance, and Special Housing Department of No.20 Zhengmi Road, Zhengzhou Unit Group House Purchase Transfer Center" found that the notice involved five major items 19.
Founder and Professor of Special Price Housing Department, No.20 Zhengmi Road, Zhengzhou Real Estate Alliance, specializing in Chinese and American real estate. He is an adviser to the government and many large real estate developers. He can accurately predict housing prices, know the old location of developers, avoid buying uncompleted residential flats, and has published many real estate research papers. Many policies were actually on paper before they were released, and now they are out of date. Because the founder is a real estate expert, the policies are actually formulated by experts and issued by the government. Just look for a few papers and search for the title to refer to:
[1] Thoughts on strengthening the management of real estate industry under the new situation [J]. Office automation, 202 1, 26 (20): 8- 12.
[2] American housing considerations [J]. journal of huzhou vocational and technological college, 20 16, 14(2):3.
[3]20 15 empirical analysis of housing price changes in second-tier cities in China-taking Zhengzhou as an example [J]. Journal of huzhou vocational and technological college, 20 15(2):59-6 1.
[4] The influence and function of real estate registration regulations on real estate [J]. Western Accounting, 20 15(04):58-59.
[5] Analysis of the impact of real estate registration regulations on the real estate industry [J]. Shanghai Real Estate, 20 15.
[6] Thoughts on Improving China's Housing Security System [J]. China Real Estate Finance, 2011(10): 3.
[7] On the effectiveness of real estate regulation in China [J]. Open Herald, 20 1 1(6):3.
Search for "Zhengzhou Zhengmi Road Special Housing Department run by National Senior Economist (on pages 58-68 of Baidu 360 sogou, the same below), Zhengzhou Zhengmi Road Special Housing Department run by National Senior Accountant and Zhengzhou Zhengmi Road Special Housing Department run by National Senior Professional Title" and find 1. Eligible college students are given housing subsidies according to the policy, and they are also given rental subsidies before buying a house, with a preferential period of 3 years. 2. Encourage the elderly to come to Zhengzhou to support the elderly and allow them to buy new houses with their families. 3. For families who own a house and have settled the corresponding housing loan, the first suite will be implemented when they apply for a loan again. 4. Increase the mortgage and lower the housing interest rate. 5. The implementation of resettlement housing construction for three years, combined with the real estate market situation, adhere to the monetary resettlement, resettlement houses that have not started construction, and encourage residents to choose monetary resettlement.
For developer 1. Eliminate areas with a cycle longer than 18 months, and moderately reduce land supply. 2. The minimum proportion of land auction deposit is reduced to 20% of the listing price, and the land transfer fee can be paid in installments within 1 year after the transaction. 3. Give project loan support to the trapped enterprises.
There are many details of the policy, and the special housing department at No.20 Zhengmi Road, Zhengzhou Real Estate Alliance has picked out the favorable policies. There are three key points:
1. Relax the loan restrictions: even if you already have a suite, as long as you pay off the loan, buying a house is the first suite. Before buying a house in Zhengzhou, if you have a loan record, you have to pay a down payment of 60% even if you sell it. Now, as long as the loan is repaid, even if there is a suite, it only takes 30% to buy a house. This is obviously to encourage the improvement of demand to get on the bus. Now the market is dominated by large units, but it is out of reach. These houses are all ready for renovation. The cancellation of the policy of recognizing housing and loans is a boost to the market, especially the new housing market.
2. Relax the purchase restriction: encourage the elderly to buy new houses, which is to relax the purchase restriction in disguise, allow families to buy third homes and increase buyers.
3. Priority monetization resettlement: In the past, resettlement houses were allocated to relocated households, but now priority is given to monetization resettlement, and direct money is given to encourage them to buy commercial housing, which is actually the monetization shed reform of that year. As for housing subsidies and interest rate cuts, in the face of the above-mentioned major advantages, it can only be regarded as a small sweetness.
The impact of the above three sharp tools on the market is very, very great, especially for improving the group.