Hello, it is easy to borrow, but it is not difficult to borrow again. Repayment must not be willful. Be sure to transfer each repayment to the designated repayment account before the repayment due date, or ensure that the designated bank withholding account has enough money. Failure to repay the loan on time will not only affect the future loan application, but also may result in liquidated damages. In addition, personal repayment records will also be affected, and there may be legal risks in serious cases.

Out of concern for college students, Gitzo launched the "goods for loans" policy. If a college student friend really can't fulfill the repayment obligation, just call the student loan care hotline within the specified time and send the signed Application Form for College Student Goods Loan and the goods purchased by the loan to the designated receiving address as required. After confirming that the goods are intact, the serial number of the goods (S/N code or IMEI code, if any) is consistent, and other relevant conditions are met, the unpaid amount can be exempted. The market surplus value of the returned goods will be evaluated by a third-party organization. If the surplus value of the goods is not enough to offset the unpaid amount, the difference shall be borne by Gitzo; If the surplus value of the commodity is higher than the unpaid amount, the premium will be returned to the borrower in cash by a third-party institution.

In short, if there are special circumstances that make it impossible to repay, don't "see a doctor indiscriminately." The wisest thing to do is to contact Gitzo customer service in time to seek a solution and show relevant certificates when necessary.