The marketing number propagandizes pseudo-exquisiteness, which makes some female college students have a bad consumption view. Some marketing numbers, in order to gain benefits, advocate consumption and trick female college students into becoming exquisite by consuming high-end products. Female college students are not deeply involved in the WTO, and they are in the puberty of loving beauty. They were bewitched by the marketing number and consumed in advance to satisfy themselves. The living expenses given by parents are difficult to maintain their high consumption life, so they began to use campus loans and overdraw in advance. Under the influence of campus loans, they have no concept of money, so they spend wildly. When they realize that they can't pay back the money, they are often in debt.
The procedure for handling campus loans is too simple. As an online loan, campus loan is simple to handle and has low auditing standards. Students only need to upload their ID cards and fill in their personal data, so they can easily get the loan amount. Unlike acquaintances who borrow money, female college students are not shy about borrowing money, so they have no scruples when borrowing money. The digital transaction of money makes them numb gradually, which gives them the illusion that money is easy to get.
Female college students' own comparison psychology. College students come from all corners of the country and their families are different. Some female college students with ordinary family conditions, seeing that others are using high-end things, have the psychology of keeping up with the joneses, and have invested in campus loans without their own earning power.
Female college students are still on campus and have no ability to make money. Consumption through campus loans is inevitably unsustainable. There are also many campus tragedies because of campus loans, so female college students should establish a correct concept of consumption and lend money to college dropouts.