Above 3.8. In 2023, the grade point of Zhejiang University's insurance research needs to be above 3.8 in most cases. Insurance research mainly depends on the ranking and proportion within the profession, and only those who reach a certain proportion are qualified to engage in insurance research. Suppose the score is high, but the GPA is still not high, and you have the opportunity to participate in the insurance research. On the contrary, suppose your GPA is high, but who is better than others? In this case, there is little chance for postgraduate entrance examination.