In fact, it is not very troublesome for college students to apply for student loans. Generally, the required materials are as follows: (1) the original and photocopy of the household registration book of the borrower and his family. (2) The original and photocopy of the ID card (or valid identification certificate) of the borrower and guardian. (3) proof of student status. Freshmen's admission notice; College students use their student ID card and the credit student loan certificate issued by the school. The commercial loans that ordinary students can apply for are all credit loans, so Bian Xiao takes credit loans as an example to illustrate. 1. Applicants for college students' credit loans are required to provide application materials: (1) identity documents of the borrower and spouse (including the original resident identity card, household registration book or other valid residence permit) and proof of marital status; (2) Proof of repayment ability such as personal or family income and property status; (3) Business licenses and business licenses of relevant industries, relevant agreements, contracts or other materials for loan purposes; (4) Guarantee materials: the ownership certificate and list of the mortgaged property or pledge, the certificate that the person who has the right to dispose of it agrees to mortgage (pledge), and the appraisal report of the mortgaged (pledged) property issued by the appraisal department recognized by the bank. Second, the requirements for college students' credit loans: a) identification; B) Student ID card and report card (students in school); C) Diploma and degree certificate (graduated); D) List of frequently used bankbooks or bank cards (in the past six months). E) Other credit certificates (if any): scholarship certificate, class cadre certificate, club activity certificate, etc. (1) has reached the age of 18, and has a legal and valid identity certificate and a legal residence certificate where the loan bank is located, and has a fixed residence or business premises; (2) Hold the business license issued by the administrative department for industry and commerce and the business license of related industries, engage in legal production and business activities, and have stable income and the ability to repay the principal and interest; (3) The borrower has certain self-owned funds for investment projects; (4) The loan shall be used in accordance with relevant national laws and bank credit policies, and shall not be used for equity investment; (5) Open a settlement account in the bank, and the operating income will be settled by the bank.

2. What documents and procedures do college students need to apply for school loans?

Go to your university and get the form. According to the requirements of the form, go to the county-level civil affairs department to go through the relevant formalities and give your opinions.

3. What documents do I need to apply for a student loan?

There is no problem of renewing loans from students. It is a loan once a year, and the procedures are the same! Or student id card, id card, copy of household registration book, application form, receipt or something!

Remind three points:

1, material change: the copy of the admission notice you used last year was replaced with a copy of the student ID card this year; The audit unit in your loan application form does not need to return to the village Committee or the town civil affairs office for seal;

2. Copy format: A4 paper copies the borrower and the borrower's identity documents in duplicate, and copies the student ID card (students who apply for loans again do not need to copy their household registration information), that is, 6 copies;

3. If the power of attorney was signed when the contract was signed last year, then the customer can handle it alone with the power of attorney and loan materials this year!