Being able to reimburse at the same time does not mean being able to reimburse repeatedly! Generally speaking, commercial medical insurance can be divided into expense type and payment type according to the nature of the medical insurance you insure. You can reimburse in the following forms according to the type of insurance you have insured:

Expense-based commercial medical insurance reimbursement: the insurance company will first determine the items that can be paid according to the insurance terms (generally consistent with the scope of social security claims), and after deducting the deductible, pay the reasonable and necessary medical expenses actually incurred. Generally, after reimbursing the medical insurance card, the rest can be reimbursed!

Payment reimbursement of commercial medical insurance: commercial critical illness insurance is generally paid after diagnosis, and the insured can get the insured amount at one time with the diagnosis certificate issued by the hospital, which is not in conflict with the reimbursement of medical insurance card and has no direct relationship!

I hope it helps you!

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