The financing methods of college students' entrepreneurship mainly include policy funds, family financing, partnership financing, loans from financial institutions and venture capital. 1. Policy Funds The venture funds provided by the government are usually highly concerned by all entrepreneurs. Its advantage is that you don't have to worry about investors' credit when using government funds. In addition, government investment is generally free, thus reducing or eliminating financing costs. However, there are strict reporting requirements for applying for venture capital funds; At the same time, the government's annual investment is limited, and fundraisers need to face competition from other fundraisers. 2. Family financing The most common, simplest and most effective way for individuals to raise start-up funds is to borrow money from relatives and friends, which is a way of debt financing. Its advantage is that borrowing money from relatives and friends generally does not need to bear interest, that is to say, borrowing money from relatives and friends has no capital cost. So this method only increases the inflow and outflow of cash when borrowing money to pay back the money. This method has the advantages of fast financing, low risk and low cost. 3. Partnership financing to find partners' investment refers to a financing way and method that directly absorbs units or individuals to invest in partnership enterprises according to the principle of "* * * investment, * * * operation, * * * risk and * * * income". The advantage is that it is conducive to the utilization and integration of various resources, enhances the reputation of enterprises, can form production capacity as soon as possible, and is conducive to reducing entrepreneurial risks. 4. Loans from financial institutions have a "mass base" among entrepreneurs because banks have strong financial resources and most of them have government background. Judging from the current situation, bank loans include mortgage loans, credit loans, secured loans and discount loans. The advantages of bank loans are that interest expenses can be deducted before tax, financing costs are low, and well-managed corporate debts can be extended when they expire. 5. Venture Capital Venture capital is a brand-new investment method combining financing and investment. It means that entrepreneurs get a sum of money by selling some shares to venture capitalists, which is used to develop enterprises and open up markets. When the enterprise develops to a certain scale, the venture capitalist sells his own shares to gain income, and then makes the next round of investment.