According to your situation, if your English is ok, you can pass the IELTS test with a score of 6.5 before 10 this year. I suggest you go to Canada to study for a master's degree in finance. The University of Marseille is not a world-class prestigious school, and there are language barriers. Moreover, France is not very prominent in the financial field, and finding a job is still a problem. However, these problems do not exist in Canada. You can stay and return to China after graduation, and it is not a problem to settle in Canada. A year 1 1.2 million, not too expensive.