1. College students need to pay medical insurance premiums every year. The individual payment standard is 20 yuan per person per year, and the rest is subsidized by the government;

2, medical insurance fees charged by the school, and provide a unified printed certificate;

3. The period of medical insurance benefits is from September 1 day to August 3 1 day of the following year;

4. College students who graduated in the same year, who are employed, participate in employee medical insurance with the employer; Unemployed graduates can choose to participate in employee medical insurance or resident medical insurance, and only need to pay the expenses that individuals should bear;

5. Graduates who pay the current year's fees within 3 months after September 1 of the graduation year will enjoy medical insurance benefits from the next month 1 to February 3 1 of that year.

Type of medical insurance participation:

1, medical insurance for urban workers;

2. Medical insurance for urban and rural residents;

3. New rural cooperative medical system;

4. Medical insurance for college students;

5. Medical insurance for flexible employees.

To sum up, college students need to pay 20 yuan medical insurance premium every year, which is collected by the school and provided with vouchers. The guarantee period is from September 1 to August 31of the following year; Graduates can be insured with the unit or by themselves, and there is a supplementary mechanism to ensure the medical insurance benefits of the year.

Legal basis:

People's Republic of China (PRC) social insurance law

second

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Guiding Opinions of the General Office of the State Council on Incorporating College Students into the Pilot Scope of Basic Medical Insurance for Urban Residents

Second, the main policy (1) the scope of insurance. Full-time undergraduate and full-time graduate students who receive general higher education in various full-time ordinary colleges and universities (including private colleges and universities) and scientific research institutes (hereinafter referred to as colleges and universities).

(2) protection mode. College students' hospitalization and serious illness outpatient medical treatment are solved by participating in the basic medical insurance for urban residents where the school is located according to the principle of territoriality. College students pay fees according to local regulations and enjoy corresponding treatment, which is not lower than that of local urban residents. At the same time, in accordance with the existing regulations, continue to do a good job in the daily medical work of college students, so as to facilitate their timely medical treatment. Encourage college students to participate in basic medical insurance on a voluntary basis and improve the level of medical security by participating in commercial medical insurance.

(3) fund raising. The individual payment standards and government subsidy standards for college students to participate in the basic medical insurance for urban residents shall be implemented in accordance with the corresponding standards for local primary and secondary school students to participate in the basic medical insurance for urban residents. In principle, individual contributions are borne by college students themselves and their families, and colleges and universities with conditions can subsidize their contributions. The government subsidy funds required for college students to participate in insurance shall be arranged by the finance at the same level according to the affiliation of colleges and universities. The central government grants subsidies to local college students in accordance with the basic medical insurance subsidy measures for urban residents. The daily medical expenses of college students shall continue to be subsidized by the finance at the same level according to the affiliation of colleges and universities. All localities should take measures to subsidize the basic medical insurance premiums that students from poor families should pay and the medical expenses that should be borne by them according to regulations through various channels, such as the medical assistance system, the financial aid system for students from poor families and social charitable donations, so as to effectively reduce the burden of medical expenses for students from poor families.