It's not that college students can't use flower buds, nor is it forbidden to open flower buds to college students. Generally speaking, as long as they are 18 years old or above, Chinese mainland Alipay real-name authentication users, Alipay accounts are bound with mainland mobile phone numbers, their status is normal, and their personal credit is good (sesame credit score is above 600 points), they can apply for opening flower buds.
The system will comprehensively evaluate the user's account usage, personal information and credit status. And confirm that it will reach the standard, and then provide the corresponding credit line according to the comprehensive credit rating of users.
1. According to the Opinions of CBRC on Further Regulating the Supervision and Management of College Students' Online Consumer Loans,
Notice of Management Work;
2. It is clearly pointed out that Internet consumer loans induce college students to consume excessively in advance, which leads some college students to fall into the trap of high loans, infringe on their legitimate rights and interests, and cause bad social impact. So some products are aimed at students' offline.