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How much can a graduate student borrow?
1. How much can a graduate student borrow? 2022

The annual loan amount for full-time graduate students will be increased from no more than 1.2 million yuan to no more than 1.6 million yuan.

Graduate student loans can be 12000 yuan each time. As far as we know, the tuition fee for graduate students in Peking University is10.2 million yuan per academic year, and the loan amount for graduate students can fully meet the learning cost of students. If you want to apply for a postgraduate loan, you can consult in detail in the Student Financial Assistance Management Center.

2. Can graduate students apply for student loans? thank you

Yes, many schools are scholarship mechanisms now.

3. Can graduate students get loans?

You can apply. The annual loan amount of full-time college students is not less than 1000 yuan and not more than 8,000 yuan; The annual loan amount for full-time graduate students is not less than 1000 yuan and not more than 12000 yuan. The specific amount can be determined according to the sum of students' tuition and accommodation fees.

Conditions for handling student loans from places of origin:

1, with China nationality;

2, honest and trustworthy, law-abiding;

3. In accordance with the relevant provisions of the state, freshmen or college students who are officially admitted to full-time ordinary colleges, higher vocational schools and colleges that are approved to set up higher education have obtained a true, legal and effective admission notice;

4. Students' pre-school household registration and parents' household registration are all in this city and county (city, district);

5. The family is in financial difficulties, and the income they can get is not enough to pay for the basic expenses needed to complete their studies at school;

6. Other conditions stipulated by the bank.

4. Can graduate students apply for student loans?

Graduate students can apply for student loans. Graduate students who meet the application conditions for student-origin student loans may apply for student-origin student loans or college student loans. The upper limit of the loan amount of the two kinds of student loans is the same, but the application process will be slightly different. If users apply for one of them, they cannot apply for the other. In addition, when graduate students apply for student loans, interest is also free during their school days. Therefore, after applying for student loans, graduate students pay off their debts during their school days, and users only need to return the principal without paying interest. There are four main forms of student loans: national student loans; Student-origin credit student loan; Colleges and universities use state financial funds to issue interest-free loans to students; General commercial student loans. Among them, the national student loan has the largest funding strength and scale, and is the main content of student loan. Ordinary colleges and universities with public full-time colleges and universities should actively implement the national student loan policy and jointly handle the national student loan for students from poor families in colleges and universities with cooperative banks. In addition, some private colleges and universities have carried out national student loans. Students should pay attention to the relevant statements in the school enrollment brochure or admission notice. Generally speaking, students from poor families need to apply for national student loans from local banks through their schools. In principle, students apply once during their school days, and the bank issues national student loans by stages. What materials do I need to provide to apply for a national student loan? 1, national student loan application; 2. Copy of my student ID card and resident ID card (minors must provide valid identification of legal guardians and written consent to apply for loans); 3. I explain the family's financial difficulties; 4. Proof of family financial difficulties issued by the relevant department where the student's family is located. The students themselves shall bear legal responsibility for the authenticity of the certification materials provided by them. Borrowing students should confirm the repayment plan of the student loan with the bank when going through the graduation formalities. After graduation 1 year, you can apply to the bank to adjust the repayment plan. There are many ways to repay the principal and interest of student loans, which can be repaid in advance at one time or multiple times. If college students choose to repay the loan in advance, the handling bank will not charge any other fees except the interest payable. The specific operation method is as follows: log in to the homepage of CDB student loan information network, and then enter the loan information page through the student login name and password (the default login name for online loan repayment in 2006-2008 school year is the school code student ID number, and the password is the eighth birthday; The login name and password for prepayment of online loans after 200 years are the login name and password when students apply for loans); Click "prepayment application" on the left to enter the prepayment application summary information page; Click the "Add" button at the bottom left of the prepayment application summary information page to open the prepayment addition page; Select a loan contract record and click OK to save the prepayment application information. When logging in, if "There is something wrong with the security certificate of this website" appears on the webpage, please click "Continue to browse this website (not recommended)" in the penultimate line below to continue logging in.