Excuse me, I would like to ask what platform the loan is, and is it successful? Pat loan is the success of WeChat and Alipay platforms. According to the information query of Paipai Loan in official website, Paipai Loan mainly lends money through Internet channels such as WeChat and Alipay. This platform belongs to the lending information intermediary, which builds an information bridge for both borrowers and lenders. At present, the user's funds flow to China Merchants Bank, the third-party fund depository bank of the auction loan, and the platform does not contact the user's funds.