Campus management function:
All-in-one card has two purposes of campus consumption settlement and identity recognition, and will gradually replace campus documents such as catering cards, library cards/cards, computer cards and exam cards. The school gives the campus card the only means to settle the consumption of e-wallet on campus, and it is also the only medium for electronic identity identification in the campus information management system.
Financial service function:
Students holding special debit cards for banks can realize various services of bank cards, including withdrawing money at all bank outlets and ATMs of UnionPay, and spending money at POS machines in commercial, catering and entertainment places with UnionPay logo.
Students and their parents can make full use of the national deposit and withdrawal service of the banking industry to deposit living expenses and tuition and miscellaneous fees directly into campus cards in different places, thus avoiding the inconvenience of students carrying cash, parents remitting money and students withdrawing money every month.
Self-service inquiry:
In order to let students know about the use of campus cards at any time, multimedia self-service inquiry terminals are placed at school gates, dormitory areas, libraries and other places with heavy traffic, which can complete the self-service inquiry of comprehensive information such as campus card account balance, transaction details, scholarships, borrowing books, etc., and realize many functions such as spending, transferring, inquiring and recharging one card in all places on campus.
Generally, you need to hold a student ID card, and you need an annual inspection at the end of each year, otherwise it will be restored to an ordinary bus card. Mobile phone cards for students such as M-Zone and Youth Story. After the digital construction of campus student cards, many schools have issued student cards, which can be used to pay most or all of the expenses on campus. This kind of student card is equivalent to the bank card on campus, and it is also directly related to the student bank card in actual use.
The difference between China Merchants Bank student credit card and ordinary credit card;
1. The overdraft withdrawal amount is limited. The overdraft limit is very limited, for example, only ten yuan can be overdrawn, because students have no income and no solvency for the time being. For ordinary credit cards, the credit line will be comprehensively approved according to the applicant's income and other solvency, and the overdraft line will range from thousands to tens of thousands.
2. The types of cards are different. Student credit cards only refer to students at school, and ordinary credit cards are different. As long as you pass the bank's audit, you can apply for an ordinary credit card.
3. Banks that support student credit cards are limited. These include Peony Student Card issued by Industrial and Commercial Bank of China, Longka Student Card issued by China Construction Bank, Youka Card issued by Agricultural Bank of China, Young Card issued by China Merchants Bank, Fantasy Card issued by Guangdong Development Bank, I Card issued by China CITIC Bank and Campus Credit Card of China Merchants League of Legends. Ordinary credit cards have no bank restrictions, and you can choose the bank you need to handle according to your own preferences.
What are the requirements for applying for a student card of China Merchants Bank?
If you are a student and have never applied for a personal credit card master card of China Merchants Bank, you can try to enter the campus version area through China Merchants Bank credit card official website and apply for a campus version credit card. After passing the preliminary examination, you can go to any outlet of China Merchants Bank in the city where the school is located by notification SMS with your ID card, and you don't need to submit other supporting documents. For example, League of Legends Credit Card Campus Edition is a credit card product for college students. Before graduation, the credit line will be temporarily closed. By recharging first and then spending, cardholders can enjoy the benefits of China Merchants Bank credit card such as catering discount, movie ticket discount, point accumulation, and the exclusive rights of campus credit card such as specific fee reduction and exemption. You can also accumulate personal credit information records from the time of study, and you will have the opportunity to enjoy a higher credit limit when you transfer your card after graduation. You can't apply for installment temporarily, but you can borrow cash in advance.